Cash Flow Forecasting Barnstaple
Your cash flow, visible months ahead.
Most small businesses in Barnstaple find out there is a cash flow problem when it is already one. Forecasting removes that particular surprise — you see what is coming, with enough time to do something about it. Fixed monthly fee, ICAEW chartered, same-day replies.
- Know your cash position months ahead — not days after the fact
- Spot a shortfall while there is still time to act on it
- Growth decisions made with numbers, not instinct
- A local Barnstaple accountant who already understands your business
No long-term contract. If it is not working after three months, you leave with your books in better shape than you found them and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Fast, Professional, Every Question Answered
“He was fast, professional and very patient when answering our long list of questions.”
★★★★★
Switched Accountants, Already Saving Money
“I have found them efficient, friendly and professional, and they’re already saving me money.”
★★★★★
Explained Everything in Plain Language
“Kieran was clear with information and explained everything in a way that I could understand.”
★★★★★
Sorted at Short Notice, No Fuss
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Still not sure what next month looks like financially?
Running a small business in Barnstaple without a clear cash flow forecast means most financial decisions are made on feel rather than fact. You know roughly what is coming in, roughly what is going out, and hope the gap works out. It usually does — until it does not. The sooner the numbers are in front of you, the more options you have.
- No clear view of cash position beyond the current week or month
- Growth decisions made without knowing whether the cash will actually be there
- Shortfalls that only become visible once they are already a problem
What planned looks like
A rolling cash flow forecast built from your real numbers — income, outgoings, tax liabilities and upcoming commitments. Updated regularly so it stays useful, not just a one-off exercise. You see what is coming and make decisions accordingly.
- Cash position visible week by week, not discovered after the fact
- Growth plans stress-tested against actual projected cash before you commit
- Shortfalls identified early enough to arrange cover or adjust spending
- One fixed monthly cost — no hourly billing, no surprise invoices
What Barnstaple business owners say
We work with small limited companies and sole traders across North Devon. Here are two clients who came to us wanting clearer numbers and a more proactive accountant.
I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.
Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.
What your monthly fee covers
Three things that give you a clear picture of where your business stands financially — and where it is heading — for one fixed monthly cost.
Cash Flow Forecasting
A rolling forecast built from your actual figures — projected income, outgoings, tax obligations and planned expenditure. Updated regularly so it reflects what is actually happening. Most clients find they make better decisions in the first month than they did in the previous year.
Monthly, fixed feeManagement Accounts
Monthly or quarterly management accounts that show your profit, costs and cash position in plain numbers. You will know where the business stands before your bank statement tells you. Useful on its own — essential as the basis for a reliable forecast.
Quarterly or monthlyTax and Accounts Planning
Your year-end accounts and corporation tax return handled, with your tax liability made visible well before the payment is due. No surprises at the end of the year because you have been watching the numbers throughout it.
No extras, no surprisesSmall businesses across Barnstaple trust Swift
Sole traders, limited companies and growing local businesses. Usually arriving with books in some state of disarray and no real picture of what the next quarter looks like. Leaving with considerably less to worry about.
Always One Click Away, Every Question Answered
“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”
On the Ball, Quick Responding, Rates Very Competitive
“Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”
Switched Accountants and Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media”
Why Barnstaple businesses choose Swift
There is no shortage of accountants in Devon. Here is what is different about working with one who is ICAEW chartered, cloud-based, and already familiar with how small local businesses actually run.
Forecasts built from real numbers
Your cash flow forecast is built from your actual bookkeeping — not a spreadsheet template you fill in yourself. Because the underlying records are kept current, the forecast stays useful month to month rather than becoming obsolete within a fortnight of being produced.
Questions answered the same day
If you are looking at a forecast and something does not look right, you will get an answer the day you ask. Not passed to someone else, not logged in a ticket system — answered. That is what every review says, and it is how the firm runs.
One price, agreed upfront
Your monthly fee is fixed and does not move. No hourly billing, no charge for the extra email, no invoice that arrives larger than expected. What forecasting and accounting costs is agreed before anything starts — and that is what it costs.
Up and running in four steps
From first enquiry to a working cash flow forecast is simpler than most people expect. No complicated onboarding, no forms that need a lawyer to interpret.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day. You will not receive an automated acknowledgement and then silence.
A short discovery call
Around twenty minutes to understand your business, your current setup and what you are trying to see more clearly. By the end of the call you will know what is covered, what it costs and what happens next.
We handle the setup
Your accounting software is connected, your records are brought up to date and your first forecast is built. You do not need to prepare anything except a few minutes to answer some straightforward questions about how your business works.
Ongoing — nothing falls through
Your books are updated monthly, your forecast is refreshed to reflect what is actually happening and your tax position is visible well before it becomes urgent. Surprises are largely avoidable when the numbers are current.
“One of the friendliest accounting companies I’ve ever spoken to. I was fairly stressed about all of the big terms HMRC use, but Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
Questions Barnstaple businesses usually ask first
Know what is coming before it arrives.
Fixed monthly fee. Cash flow visible months ahead. Tax position known before it is urgent. Same-day replies. No lock-in.