Financial Projections Exeter

Know where your business is heading, financially.

Most small business owners in Exeter are making decisions without reliable numbers in front of them. Cash flow is a rough estimate, next quarter is a guess, and the bank wants projections you are not sure how to produce. Fixed monthly fee, ICAEW chartered, same-day replies.

  • Cash flow forecasts that reflect how your business actually works
  • Financial projections ready when lenders, investors or decisions need them
  • Management accounts that show your position month by month, not year by year
  • A chartered accountant who responds the same day — not next week

No long-term contract. If it is not working after three months, you leave with cleaner books and a clearer picture than you started with — and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Fast, Professional, Every Question Answered

“He was fast, professional and very patient when answering our long list of questions.”

Ted Lee

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“I have found them efficient, friendly and professional, and they’re already saving me money.”

Nic Paton

Verified Google Review

★★★★★

Always Available for Every Question

“He was always one click away from every possible question we could throw at him.”

Christos Tsongidis

Verified Google Review

★★★★★

Clear Advice in Plain Language

“Kieran was clear with information and explained everything in a way that I could understand.”

Really Wild Learning

Sound familiar?

Running your business on estimates and rough guesses?

Most small businesses in Exeter and around Braunton reach a point where gut instinct stops being enough. A loan application needs proper projections. A growth decision needs cash flow numbers. A difficult quarter needs understanding before it becomes a real problem. None of that is easy when the books are not current and no one is looking ahead. It is all manageable — it just requires the right information, built properly.

  • No reliable cash flow forecast — decisions made on instinct rather than numbers
  • Financial projections needed for a bank or investor but no idea where to start
  • No monthly visibility on profit and loss until the year-end accounts arrive

What a clear financial picture looks like

Cash flow forecasts built from your actual numbers, updated as the business changes. Projections prepared to a standard lenders and investors can work with. Monthly management accounts so you are never waiting until year-end to understand your position.

  • Cash flow forecasts built from real data — decisions backed by numbers
  • Projections ready for banks, investors or internal planning — built properly
  • Monthly management accounts so your position is visible throughout the year
  • A fixed monthly cost that does not change regardless of how many questions you ask
Client results

What Exeter and Devon businesses say

We work with small businesses across Devon and the UK. Here are two clients who came to us needing clearer numbers and a more proactive accountant.

★★★★★

What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.

C
Christos Tsongidis
Verified Google Review
★★★★★

Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media

N
Nic Paton
Verified Google Review
What you get

What your monthly fee covers

Three core services that give you forward visibility on your finances — for one fixed monthly fee, no hourly billing, no surprises.

01

Cash Flow Forecasting

A rolling cash flow forecast built from your actual trading figures and updated monthly. You will know when tight periods are coming before they arrive, and have numbers that hold up when a bank or lender asks to see them.

Updated monthly
02

Financial Projections and Modelling

Projections prepared for growth decisions, loan applications, investment conversations or internal planning. Built on your real numbers, presented in a format that makes sense to the people reading them. Not a template — a proper working model.

Fixed fee, no surprises
03

Management Accounts

Monthly or quarterly management accounts that show profit and loss, balance sheet and key metrics in plain English. Your financial position becomes visible throughout the year rather than only when the annual accounts are filed.

Monthly or quarterly
What clients say

Businesses across Devon trust Swift

Sole traders, small limited companies and growing businesses in Exeter, Braunton and beyond. Usually arriving without a clear picture of where they stand. Leaving with considerably more confidence in their numbers.

★★★★★

Two Years In, Still Highly Recommended

“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”

Simon Hyde
Verified Google Review
★★★★★

Knowledgeable Advice, Great Efficiency, Highly Satisfied

“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”

Andrew Ponsford
Verified Google Review
★★★★★

Fast, Reliable Work at Short Notice

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”

Cristian Diaconescu
Verified Google Review
Why Swift

Why Exeter businesses choose Swift

There is no shortage of accountants in Devon. Here is what is different about working with one who is proactive, cloud-based and genuinely reachable.

📊

Projections built on your actual numbers

Financial projections are only useful if they reflect how your business actually operates — your margins, your seasonal patterns, your cost base. Generic templates filled in with rough figures are not much help to a lender or a decision-maker. The models we build start from your real data and can be updated as circumstances change.

💬

Replies the same day

Questions get answered the day you ask them. If you need to know whether a number in your forecast holds up, or what a particular decision does to your cash position, you will have an answer before the end of the day. Not logged, not queued — answered.

🔒

One price, agreed upfront

Your monthly fee is fixed before you start. No hourly billing that creeps up when a projection takes longer than expected, no invoice that arrives larger than agreed. Accounting and forecasting costs that behave like a fixed overhead rather than an unpredictable one.

Getting started

Up and running in four steps

From initial enquiry to your first management accounts or projection set — four steps, no complicated onboarding, no jargon-heavy forms.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no waiting a week to hear back.

2

A short discovery call

Twenty minutes to understand your business, what you need the projections for, and what your current records look like. At the end of the call you will know exactly what is covered, what it costs, and what happens next.

3

We handle the setup

Your accounting software is connected, your records are reviewed and brought up to date, and the forecasting model is built around your actual numbers. You do not need to do anything except confirm you want to proceed.

4

Ongoing — nothing falls through

Your management accounts are prepared monthly, your projections are updated as the business changes, and your financial position is visible throughout the year. Decisions get made with reliable numbers in front of you rather than estimates. Which is, frankly, the way it should be.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.”

Really Wild Learning — Verified Google Review

Questions

Questions Exeter businesses usually ask first

Yes — Swift is fully cloud-based, so location is not a constraint. Clients across Devon and the wider UK are onboarded and managed entirely online through Xero, with communication by email and phone. Exeter is well within our service area and the process is exactly the same as for a local client.
A reasonable set of historical figures, an understanding of your cost structure, and some assumptions about growth or planned changes. If your books are current, we can usually pull most of what we need directly. If they are behind, we will catch them up first — we will be clear about what that involves before we start.
It is why most people come to us. Getting up to date takes a little longer at the start and may carry a one-off catch-up cost — we will confirm that upfront so there are no surprises. Once current, building reliable projections from the data becomes straightforward.
No. Month-to-month, cancel with a month’s notice. We would rather keep clients because the numbers we produce are useful than because leaving is inconvenient.
Ready when you are

Stop making decisions on estimates. Get the numbers.

Fixed monthly fee. Cash flow forecasts and financial projections built from real data. Management accounts monthly. Same-day replies. No lock-in.

Financial position visible throughout the year, not just at year-end Projections ready when a bank or decision needs them Fixed monthly cost, agreed upfront, does not move
Get my fixed quote
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract