Online Accountant

Your accounts, handled online. Properly.

Running a small business means accounting sits somewhere between essential and genuinely dreaded. The records need keeping, the returns need filing, and HMRC does not wait. Fixed monthly fee, ICAEW chartered accountant, same-day replies — cloud-based and available across the UK.

  • Clean, current books every month — no year-end scramble
  • Your tax position visible well before the bill arrives
  • VAT and HMRC correspondence handled as a matter of course
  • A named ICAEW chartered accountant who already knows your type of business

No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Recommended for Any Online Accounting Move

“Swift accounting offers exceptional service and I would recommend them to any business looking to move to online accounting.”

Aaron Stocker

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend.”

Nic Paton

Verified Google Review

★★★★★

Quick to Respond, Rates Very Competitive

“He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”

Zayana Sleepwear

Verified Google Review

★★★★★

Worked Saturday Night to Meet Deadline

“He went above an beyond to help good communication through emails an working even on a Saturday night to complete my return.”

Thomas Briggs

Sound familiar?

Still doing your own accounts because it seems easier?

For a while, that is probably true. Then the business grows slightly, the VAT threshold edges closer, payroll arrives, and the self-assessment suddenly involves more boxes than before. The admin does not reduce itself. It tends to accumulate quietly until there is a deadline or a letter. It is all manageable — it just costs more in time and money the further behind it gets.

  • Hours spent on bookkeeping that never quite reconciles properly
  • No clear picture of the tax bill until it is nearly due
  • HMRC correspondence that sits unopened because the context is missing

What sorted looks like

Books updated monthly on Xero, reviewed and reconciled. Your tax position visible throughout the year, not just when the deadline arrives. HMRC correspondence handled before it requires chasing.

  • Books clean and reconciled every month — no year-end archaeology
  • Tax position known months before payment is due
  • HMRC correspondence handled — less of it lands on your desk
  • One fixed monthly cost, agreed upfront, that does not move
Client results

What clients say about switching to Swift

We work with small businesses and eCommerce sellers across the UK. Two clients, both came to us with books that needed sorting and no clear picture of what they owed.

★★★★★

Swift accounting offers exceptional service and I would recommend them to any business looking to move to online accounting.

A
Aaron Stocker
Verified Google Review
★★★★★

I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.

S
Simon Hyde
Verified Google Review
What you get

What your monthly fee covers

Three things that keep your books current, your tax position clear and your compliance in order — for one fixed monthly fee, no hidden extras.

01

Monthly Bookkeeping on Xero

Your records are updated, reviewed and reconciled every month. Nothing falls behind, nothing builds up into a year-end problem. When the tax return or VAT return is due, the numbers are already there.

Included as standard
02

VAT Returns and MTD Filing

Quarterly VAT returns prepared and filed with HMRC, Making Tax Digital compliant as standard. Your VAT position is monitored throughout the quarter — you will not be surprised by the amount when it lands.

Quarterly, fixed fee
03

Year-End Accounts and Corporation Tax

Annual accounts and CT600 prepared and filed on time. Your tax liability becomes visible well before the deadline, leaving enough time to plan rather than simply react.

No extras, no surprises
What clients say

Small businesses across the UK trust Swift

Sole traders, limited companies and growing eCommerce businesses. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.

★★★★★

Switched Accountants, Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media”

Nic Paton
Verified Google Review
★★★★★

Sorted Last-Minute Panic, Rates Very Competitive

“Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”

Zayana Sleepwear
Verified Google Review
★★★★★

Fast, Reliable Work at Short Notice

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”

Cristian Diaconescu
Verified Google Review
Why Swift

Why small businesses choose Swift

There is no shortage of accountants. Here is what is different about working with one who is cloud-based, ICAEW chartered, and answers questions the day they are asked.

☁️

Fully cloud-based, fully accessible

Everything runs on Xero. Your records are accessible whenever you need them, from wherever you are. No posting documents, no waiting for an annual meeting to find out where you stand — your numbers are current and visible.

💬

Replies the same day

Questions get answered the day you ask them. Not logged, not queued, not passed to a junior — answered. If you want to know whether an expense is deductible or when your next VAT payment is due, you will have an answer before the end of the day.

🔒

One price, clearly agreed

Your monthly fee is fixed and does not change. No hourly billing, no surprise invoices, no extras that appear at year-end. Your accounting cost is as predictable as your other fixed overheads — which is, frankly, how it should be.

Getting started

Up and running in four steps

From enquiry to everything being handled takes very little from you. No complicated onboarding, no forms that need a lawyer to decipher.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no waiting to be allocated.

2

A short discovery call

Around twenty minutes to understand your business, your current setup and what needs sorting. By the end of the call you will know exactly what is covered, what it costs and what happens next.

3

We handle the setup

Your Xero account is connected, your records are brought up to date and everything is configured correctly from the start. You do not need to do anything except confirm you want to proceed.

4

Ongoing — nothing falls through

Monthly bookkeeping, quarterly VAT, annual accounts and corporation tax — handled as a matter of course. Your tax position is visible throughout the year, HMRC correspondence is no longer your problem, and you get on with running the business.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“One of the friendliest accounting companies I’ve ever spoken to. I was fairly stressed about all of the big terms HMRC use, but Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse — Verified Google Review

Questions

Questions people usually ask first

Fully UK-wide. Swift is a cloud-based practice — there is no requirement to be local. Clients are based across England, Scotland and Wales. Everything runs through Xero and email, so location is not relevant to how the service works.
Once your books are current, your tax liability becomes visible throughout the year rather than just at the filing deadline. Most clients have a reasonable idea of what they owe three to four months before it is due — long enough to plan, not just react.
It is why most people come to us. Getting up to date takes a little longer at the start and may carry a modest additional cost — that is discussed upfront, not invoiced as a surprise. Once current, keeping it current is straightforward.
No. Month-to-month, cancel with a month’s notice. We would rather keep clients because the service is worth it than because leaving is inconvenient.
Ready when you are

Less time on the books. More on the business.

Fixed monthly fee. Books current every month. Tax position visible throughout the year. Same-day replies. No lock-in.

Tax position clear well before the bill arrives HMRC correspondence handled — less of it reaches you Fixed monthly cost, agreed upfront, does not move
Get my books sorted
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract