Budgeting Services Devon

Know where your money is going, every month.

Most Devon business owners have a rough idea of their finances — and a rough idea is where problems quietly grow. Without a budget and up-to-date books, the numbers that matter stay invisible until it is too late to act on them. Fixed monthly fee, ICAEW chartered, same-day replies.

  • Monthly numbers that tell you where the business actually stands
  • Cash flow visible throughout the year — not just when a bill lands
  • A budget you can plan against, not a spreadsheet that is already out of date
  • Proactive advice from a Devon-based chartered accountant who knows your numbers

No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Excellent Financial Advice, Explained Clearly

“Excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.”

Really Wild Learning

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money.”

Nic Paton

Verified Google Review

★★★★★

Price Quoted Clearly After Five Minutes

“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse

Verified Google Review

★★★★★

Fast, Reliable Work at Short Notice

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”

Cristian Diaconescu

Sound familiar?

Running the business without knowing where the money goes?

Without a working budget and current books, every financial decision is an educated guess. Cash flow surprises arrive without warning, tax bills appear larger than expected, and growth planning becomes difficult when the numbers underneath it are six months out of date. It is solvable — it just takes longer the more you leave it.

  • No clear budget to measure actual performance against each month
  • Cash flow surprises arriving because the numbers were never properly tracked
  • Financial decisions made on rough estimates rather than current, reliable figures

What sorted looks like

A budget built around your actual business, updated against real monthly numbers. Cash flow visible before problems develop, not after. Decisions made with confidence because the figures underneath them are current.

  • A working budget reviewed against real performance every month
  • Cash flow tracked and flagged early — before it becomes a crisis
  • Up-to-date financials so every decision is based on what is actually true
  • A fixed monthly cost that covers the advice, not just the compliance
Client results

What Devon business owners say

We work with small limited companies and sole traders across Devon. Here are two clients who came to us needing clearer financial oversight and left with considerably more of it.

★★★★★

Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.

R
Really Wild Learning
Verified Google Review
★★★★★

I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.

S
Simon Hyde
Verified Google Review
What you get

What your monthly fee covers

Three things that give Devon business owners real visibility of their finances — for one fixed monthly fee, with no hourly billing behind it.

01

Monthly Management Accounts

A clear financial summary every month so you know exactly where the business stands. Revenue, costs and cash position are visible throughout the year — not reconstructed at the end of it when the decisions that mattered have already been made.

Monthly, fixed fee
02

Budgeting and Cash Flow Planning

A budget built from your actual numbers, reviewed against performance each month. Cash flow projections updated as the business changes, so you can plan spending, investment and tax without relying on rough estimates. Problems show up on a spreadsheet before they show up in your bank account.

Proactive and ongoing
03

Bookkeeping and Year-End Accounts

Clean, current books on Xero are the foundation that makes budgeting meaningful. Your records are reconciled monthly, your annual accounts and corporation tax return are handled on time, and there is no year-end scramble because the work is done as a matter of course.

No extras, no surprises
What clients say

Devon businesses that chose Swift

Sole traders, limited companies and growing small businesses across Devon. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.

★★★★★

Switched Accountants and Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media”

Nic Paton
Verified Google Review
★★★★★

Professional and Patient Through Every Question

“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”

Christos Tsongidis
Verified Google Review
★★★★★

Fast, Professional, Patient With Every Question

“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”

Ted Lee
Verified Google Review
Why Swift

Why Devon businesses choose Swift

There is no shortage of accountants in Devon. Here is what tends to be different about working with one who already knows your numbers and answers the same day.

📊

Proactive advice, not just compliance

Most accountants file what needs filing and wait to hear from you. At Swift, your monthly numbers are reviewed and flagged before they become a problem. If your cash position looks tight three months out, you will hear about it then — not when it arrives.

💬

Replies the same day

Questions get answered the day you ask them. Not logged, not queued, not passed to a junior — answered. If you want to know whether a purchase is deductible, or what the cash flow looks like if you take on a new member of staff, you will know before the end of the day.

🔒

One price, agreed upfront

Your monthly fee is fixed and does not move. No hourly billing, no invoice that arrives larger than expected, no charge for the extra question you asked in April. Your accounting costs are as predictable as your other fixed overheads — which, when you are trying to budget, is rather the point.

Getting started

Up and running in four steps

Four steps from enquiry to your finances being properly managed. No complicated onboarding, no forms that need a lawyer to understand.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no waiting a week for a callback.

2

A short discovery call

Twenty minutes to understand your business, your current financial setup and what you are trying to get clearer on. At the end of the call you will know exactly what is covered, what it costs and what happens next.

3

We handle the setup

Your accounting software is connected, your records are brought current and your budget framework is put in place. You do not need to do anything except confirm you want to proceed — the setup work is on us.

4

Ongoing — nothing falls through

Monthly bookkeeping, monthly management accounts, quarterly VAT and your annual return — handled as a matter of course. Your cash flow is visible. Your budget is reviewed against what actually happened. Surprises are largely avoidable when the numbers are current.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“One of the friendliest accounting companies I’ve ever spoken to. I was fairly stressed about all of the big terms HMRC use, but Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse — Verified Google Review

Questions

Questions Devon business owners usually ask first

Both, as part of the same engagement. Compliance — accounts, tax, VAT — is handled as standard. On top of that, your monthly numbers are reviewed and you receive a management summary showing performance against budget. If something looks off, you hear about it before it becomes a problem rather than after.
Once your books are current, your tax liability becomes visible throughout the year rather than only at the end of it. Most clients have a reasonable picture of what they owe three to four months before it is due — long enough to plan around it, not just react to it.
Getting the books current comes first — that is the foundation everything else sits on. It takes a little longer at the start and may cost slightly more; we will tell you upfront what is involved. Once the records are clean, building a working budget is straightforward and the monthly management accounts follow naturally from there.
No. Month-to-month, cancel with a month’s notice. We would rather keep clients because the service is worth it than because leaving is made difficult.
Ready when you are

Stop guessing where the money goes. Start knowing.

Fixed monthly fee. Management accounts and cash flow visibility every month. Proactive advice from a Devon-based ICAEW chartered accountant. Same-day replies. No lock-in.

Monthly numbers that show where you actually stand Cash flow visible before problems develop Fixed monthly cost agreed upfront, does not move
Sort my finances
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract