Virtual Accountant for Small Businesses
Your virtual accountant, always on it.
Most small business owners handle their own accounts longer than they should — not because the work is complex, but because finding a decent accountant feels like more effort than just getting on with it. It is not. Fixed monthly fee, ICAEW chartered, same-day replies.
- Cloud-based books that are clean and current every month
- Tax position visible well before HMRC sends the reminder
- VAT returns and HMRC correspondence handled as a matter of course
- A named, ICAEW chartered accountant who replies the day you ask
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Worked a Saturday Night to Deliver
“He went above an beyond to help good communication through emails an working even on a Saturday night to complete my return.”
★★★★★
Switched Accountants, Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money!”
★★★★★
Price Quoted After Five Minutes on the Phone
“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
★★★★★
Fast, Reliable Work at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Still doing your own accounts because finding an accountant feels like work?
Most small business owners reach a point where the time spent on bookkeeping, VAT and tax outweighs whatever they think they are saving. The books fall behind, the tax return arrives as a surprise, and HMRC correspondence sits in the inbox longer than it should. A virtual accountant handles all of this remotely — no office visits required, no paper to post. It is solvable; it just takes longer the more you leave it.
- Hours every month spent on bookkeeping that should be going into the business
- No clear picture of what the tax bill will be until it is already due
- HMRC correspondence sitting unanswered because no one is quite sure what to do with it
What having a virtual accountant actually looks like
Books updated and reconciled monthly on Xero, accessible from wherever you work. Tax position visible throughout the year — not just when the return is due. HMRC correspondence handled before it becomes something to worry about.
- Books clean and reconciled each month — no catch-up scramble at year end
- Tax position visible throughout the year, not just when the bill lands
- HMRC correspondence handled — less of it reaches your inbox
- A fixed monthly cost, agreed upfront, that does not move
What clients say about switching to Swift
We work with small businesses and sole traders across the UK. Here are two clients who came to us in much the same situation you are probably in now.
I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.
Swift accounting offers exceptional service and I would recommend them to any business looking to move to online accounting.
What your monthly fee covers
Three things that keep your books clean, your tax position clear and your admin manageable — for one fixed monthly fee, handled entirely in the cloud.
Monthly Bookkeeping on Xero
Your records are updated and reconciled each month on Xero, accessible from wherever you run your business. No paperwork to post, no office visit required. Everything is current when you need it.
Cloud-based, included as standardVAT Returns and MTD Compliance
Quarterly VAT returns prepared and filed with HMRC, Making Tax Digital compliant as standard. Your VAT threshold is monitored throughout the year — you will not be caught off guard by a registration obligation you were not expecting.
Quarterly, fixed feeYear-End Accounts and Corporation Tax
Annual accounts, Corporation Tax return and Companies House confirmation statement handled in one fixed fee. You will know your liability well before the payment deadline — enough time to plan, not just react.
No extras, no surprisesSmall businesses across the UK trust Swift
Sole traders, limited companies and growing businesses. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.
Always One Click Away for Every Question
“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”
Knowledgeable, Efficient and Glad He Found Swift
“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”
Fast, Professional and Patient Throughout
“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”
Why small businesses choose Swift
There is no shortage of accountants. Here is what is different about working with one who operates entirely in the cloud and replies the day you ask.
Fully remote, no office visits needed
Everything runs on Xero. Documents are shared digitally, records are updated remotely, and nothing requires a trip to anyone’s office. For a business that already operates online, an accountant who works the same way removes one more unnecessary step.
Replies the same day
Questions get answered the day you ask them. Not logged, not queued, not passed to a junior — answered. Multiple clients have mentioned this independently without being prompted, which suggests it is consistent rather than occasional.
One price, clearly agreed upfront
Your monthly fee is fixed from the start and does not move. No hourly billing, no surprises, no invoice that arrives larger than expected. Your accounting costs are as predictable as any other fixed overhead.
Up and running in four steps
Four steps from first enquiry to everything being handled. No complicated onboarding, no forms that need a lawyer to interpret.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no waiting to find out if anyone is available.
A short discovery call
Twenty minutes to understand your business, your current setup and what needs sorting. By the end of the call you will know exactly what is covered and what it costs. Nothing vague, nothing left open.
We handle the setup
Your accounting software is connected, records are brought up to date and everything is configured in Xero. You do not need to do anything except confirm you want to proceed.
Ongoing — nothing falls through
Monthly bookkeeping, quarterly VAT returns, annual accounts and corporation tax — handled as a matter of course. Your tax position is visible throughout the year. Surprises are largely avoidable when the books are current.
“Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”
Questions people usually ask first
Less time on the books. More on the business.
Fixed monthly fee. ICAEW chartered accountant. Same-day replies. Cloud-based, UK-wide. No long-term contract.