Business Planning Devon

Your Devon business plan, sorted.

Most Devon small business owners make financial decisions without a clear picture of where the numbers are heading. Without a proper plan, cash flow surprises arrive uninvited and growth stalls through lack of visibility rather than lack of opportunity. Fixed monthly fee, ICAEW chartered, same-day replies.

  • A clear financial plan so decisions are based on numbers, not instinct
  • Cash flow forecasting that shows where the business stands months ahead
  • Tax planning built into the plan — no surprise bills at year end
  • Proactive advice from a Devon-based ICAEW chartered accountant who knows your sector

No long-term contract. If it is not working after three months, you leave with cleaner books and a clearer plan than you started with — and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Answered Every Question, Patiently

“He was fast, professional and very patient when answering our long list of questions.”

Ted Lee

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money.”

Nic Paton

Verified Google Review

★★★★★

Price Quoted, No Jargon, No Waiting

“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse

Verified Google Review

★★★★★

Excellent Advice, Explained Clearly

“Kieran was clear with information and explained everything in a way that I could understand.”

Really Wild Learning

Sound familiar?

Making big decisions without the numbers to back them up?

Most Devon small business owners are running their company on instinct rather than a financial plan. Cash flow moves faster than expected, tax bills arrive as a surprise, and growth decisions get put off because no one is quite sure what the business can afford. It is not unusual — but it does make things harder than they need to be.

  • No cash flow forecast, so financial surprises arrive without warning
  • Tax bill unknown until the accountant calls — usually later than is comfortable
  • Growth decisions delayed because the numbers are not clearly visible

What a working business plan looks like

Clean books updated monthly so the numbers are always current. A tax position that is visible throughout the year, not revealed at the deadline. Financial information presented clearly enough to actually make decisions with.

  • Cash flow forecasting so surprises become considerably rarer
  • Tax position visible months before it becomes due — time to plan, not react
  • Management reporting that informs decisions rather than sitting unread
  • A fixed monthly fee that does not move regardless of how much you need to discuss
Client results

What Devon business owners say about working with us

We work with small limited companies and growing businesses across Devon. Here are two clients who came to us wanting clearer financial direction and a plan they could actually use.

★★★★★

When I needed information on Accounting for my business, Kieran was the man. As a newly established business, the accounts can seem very daunting, but Kieran very kindly answered all my questions and helped me understand the processes.

G
Giles Hughes
Verified Google Review
★★★★★

Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.

A
Andrew Ponsford
Verified Google Review
What you get

What your monthly fee covers

Three core pillars that keep your finances current, your tax position clear and your business decisions grounded in actual numbers — for one fixed monthly fee.

01

Business Planning and Cash Flow Forecasting

Your cash flow is modelled monthly so you can see what is coming before it arrives. Growth decisions, investment timing and director remuneration are all considered within the plan — not treated as afterthoughts at year end.

Proactive, not reactive
02

Management Accounts and Monthly Reporting

Monthly or quarterly management accounts so you always know where the business stands financially. Presented clearly, without jargon — numbers you can actually use when making decisions about the next quarter.

Fixed fee, clear reporting
03

Year-End Accounts and Corporation Tax

Annual accounts, corporation tax return and Companies House submission all handled in one fixed fee. Your tax liability is visible well before the deadline — long enough to plan, not simply react.

No extras, no surprises
What clients say

Devon businesses trust Swift with their numbers

Sole traders, limited companies and growing small businesses across Devon. Usually arriving without a clear financial plan. Leaving with considerably more visibility over where things are heading.

★★★★★

Excellent Financial Advice, Explained Clearly

“Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.”

Really Wild Learning
Verified Google Review
★★★★★

Switched Accountants and Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media”

Nic Paton
Verified Google Review
★★★★★

Fast, Reliable Work at Short Notice

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”

Cristian Diaconescu
Verified Google Review
Why Swift

Why Devon businesses choose Swift

There is no shortage of accountants in Devon. Here is what is different about working with one who gives proactive advice rather than waiting to be asked.

📊

Advice before you have to ask

Most accountants file what is due and wait for the next deadline. At Swift, the books are kept current so tax positions, cash flow pressure points and planning opportunities are flagged as they emerge. You find out about a problem when there is still time to do something about it.

💬

Replies the same day

Questions get answered the day you ask them. Not logged into a ticket system, not passed along — answered. If you are weighing up a business decision and need a financial steer, you will have it before the end of the day.

🔒

One price, clearly agreed

Your monthly fee is fixed and agreed upfront. No hourly billing, no end-of-year invoice that is larger than you were expecting. Business planning conversations are included — you will not watch the clock before asking a question.

Getting started

Up and running in four steps

Four steps from enquiry to everything being handled. No complicated onboarding, no forms that need a lawyer to interpret.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages.

2

A short discovery call

Twenty minutes to understand your business, your current financial position and what you are trying to plan for. At the end of the call you will know exactly what is covered and what it costs — no vague proposals to follow.

3

We handle the setup

Your accounting software is connected, your records are brought current and your planning framework is put in place. You confirm you want to proceed — the rest is handled.

4

Ongoing — nothing falls through

Monthly bookkeeping, cash flow monitoring, quarterly VAT and annual tax — managed as a matter of course. Your tax position is visible well before it becomes urgent, your plan is kept current, and financial surprises become considerably rarer.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”

Simon Hyde — Verified Google Review

Questions

Questions Devon business owners usually ask first

Both. The accounting and the planning are connected — clean, current books are what make a meaningful forecast possible. Cash flow modelling, growth planning and tax efficiency are part of the ongoing service, not bolt-ons quoted separately. The numbers inform the plan; the plan shapes what we watch month to month.
Once your books are current and updated monthly, your corporation tax liability becomes visible throughout the year rather than only at the deadline. Most clients have a clear picture three to four months before payment is due — long enough to plan, not simply react.
It is why most people come to us. Getting up to date takes a little more work at the start and may carry a small additional cost — we will tell you upfront exactly what that is. Once current, keeping it current is straightforward and the monthly fee reflects that.
No. Month-to-month, with a month’s notice to leave. We would rather keep clients because the service is worth it than because the exit is awkward.
Ready when you are

Less time guessing at the numbers. More time running Devon.

Fixed monthly fee. Cash flow and tax position visible throughout the year. Proactive advice from an ICAEW chartered accountant. Same-day replies. No lock-in.

Tax position clear well before the deadline Cash flow forecasting so surprises become rarer Fixed monthly cost, agreed upfront, does not move
Get my business plan sorted
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract