Cloud Accountant

Your accounts in the cloud, properly handled.

Running your accounts on spreadsheets — or not really running them at all — is fine until it isn’t. Cloud accounting on Xero means your books are current, your tax position is visible and nothing gets lost in a drawer. Fixed monthly fee, ICAEW chartered, same-day replies.

  • Books current every month on Xero — no year-end scramble
  • Tax position visible throughout the year, not just at deadline
  • HMRC correspondence handled before it becomes a problem
  • A named, chartered accountant — same person, every time you get in touch

No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Exceptional Service Moving to Online Accounting

“Swift accounting offers exceptional service and I would recommend them to any business looking to move to online accounting.”

Aaron Stocker

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“I have found them efficient, friendly and professional, and they’re already saving me money.”

Nic Paton

Verified Google Review

★★★★★

Always One Click Away From Any Question

“He was always one click away from every possible question we could throw at him.”

Christos Tsongidis

Verified Google Review

★★★★★

Price Quoted Clearly After Five Minutes

“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse

Sound familiar?

Still managing your books the slow way?

A lot of small business owners are running their accounts on spreadsheets, a desktop system from 2014 or not much at all. It works until VAT is due, year-end arrives or HMRC asks a question you cannot answer quickly. Cloud accounting on a properly maintained Xero file changes that — it is solvable, it just takes a little longer the more out of date things are.

  • Books updated once a year in a panic rather than kept current monthly
  • No clear picture of tax position until the bill actually arrives
  • Accountant who is hard to reach, slow to reply and not particularly proactive

What sorted looks like

Your Xero file reconciled monthly, so the numbers are always accurate and accessible. Your tax position tracked throughout the year, not reconstructed from receipts in January. An accountant who replies the same day and flags things before they become problems.

  • Xero reconciled monthly — books current, accurate and ready when needed
  • Tax liability visible throughout the year — no end-of-year bill shock
  • Same-day replies from a named accountant — not a helpdesk queue
  • One fixed monthly cost — agreed upfront, no surprises on the invoice
Client results

What clients say about switching to Swift

We work with small businesses and sole traders across the UK. Here are two clients who made the move to cloud accounting and found it rather more straightforward than expected.

★★★★★

Swift accounting offers exceptional service and I would recommend them to any business looking to move to online accounting.

A
Aaron Stocker
Verified Google Review
★★★★★

Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media

N
Nic Paton
Verified Google Review
What you get

What your monthly fee covers

Three core areas that keep your books clean, your tax position clear and your compliance handled — for one fixed monthly fee, on Xero.

01

Cloud Bookkeeping on Xero

Your transactions are reconciled every month so the numbers are always current and accurate. Bank feeds connected, categories correct, records up to date — no scramble when VAT or year-end arrives.

Monthly, included as standard
02

VAT Returns and MTD Compliance

Quarterly VAT returns prepared and filed with HMRC under Making Tax Digital. Your VAT position is reviewed before submission — no unexpected liabilities, no late filing penalties.

Quarterly, fixed fee
03

Year-End Accounts and Corporation Tax

Annual accounts, CT600 and Companies House filing all handled in one fixed fee. Your tax bill is visible months before the deadline because the books are current throughout the year — not assembled in a hurry at the end.

Annual, no extras
What clients say

Small businesses across the UK trust Swift

Sole traders, limited companies and growing eCommerce businesses. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.

★★★★★

Excellent, Prompt Service — Great Communications

“Excellent and prompt service, great communications and above all really helpful. Highly recommend.”

Simon Hyde
Verified Google Review
★★★★★

Knowledgeable, Efficient — Tax Submitted Without Fuss

“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”

Andrew Ponsford
Verified Google Review
★★★★★

On the Ball, Competitive Rates, Got It Done

“Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”

Zayana Sleepwear
Verified Google Review
Why Swift

Why small businesses choose Swift

There is no shortage of accountants offering cloud services. Here is what is different about working with one who is chartered, responsive and already set up on Xero.

☁️

Xero Gold Partner from day one

Your Xero file is set up, connected and maintained correctly from the start — not handed to you and left to figure out. Bank feeds, VAT settings, chart of accounts — all configured for your type of business. You get the software working as it should, not just access to a login.

💬

Replies the same day

Questions get answered the day you ask them. Not logged, not queued, not passed to a junior — answered. Whether it is a Xero query, a VAT question or a letter from HMRC, you will have a response before the end of the working day.

🔒

One price, clearly agreed

Your monthly fee is fixed and does not move. No hourly billing, no bolt-on charges for questions asked, no invoice that arrives larger than expected. Your accounting costs are as predictable as your other fixed overheads.

Getting started

Up and running in four steps

From enquiry to everything being handled takes four steps and very little effort on your part. No complicated onboarding, no forms that need a lawyer.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages.

2

A short discovery call

Twenty minutes to understand your setup, current software and what needs sorting. At the end of the call you will know exactly what is covered, what it costs and what happens next.

3

We handle the setup

Your Xero file is connected, your records are brought up to date and everything is configured correctly. You do not need to do anything except confirm you want to proceed.

4

Ongoing — nothing falls through

Monthly bookkeeping, quarterly VAT, annual accounts and corporation tax — handled as a matter of course. Your tax position is visible throughout the year. Surprises are largely avoidable when the books are current.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”

Ted Lee — Verified Google Review

Questions

Questions clients usually ask first

No. If you have never used it, the setup and configuration are handled for you. If you are already on Xero but the file is in a poor state, that is sorted as part of onboarding. Most clients are up and running with clean records within a few weeks of starting.
Once your books are current, your tax liability becomes visible throughout the year rather than just at the end. Most clients have a reasonable idea of what they owe three to four months before it is due — long enough to plan, not just react.
It is why most people come to us. Getting up to date takes a little longer at the start and may cost slightly more — we will tell you upfront before any work begins. Once current, keeping it current is straightforward.
No. Month-to-month, cancel with a month’s notice. We would rather keep clients because the service is worth it than because leaving is inconvenient.
Ready when you are

Less time on the books. More on the business.

Fixed monthly fee. Cloud bookkeeping on Xero. Tax position visible throughout the year. Same-day replies. No long-term contract.

Books current every month — no year-end scramble Tax bill known well before HMRC sends the reminder Fixed monthly cost, agreed upfront, does not move
Sort my accounts
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract