Budgeting Services Barnstaple
Your business finances, finally under control.
Most small business owners in Barnstaple know roughly what they earn — but not quite where it all goes. Without a clear budget and monthly picture, tax time tends to arrive with surprises. Fixed monthly fee, ICAEW chartered accountant, same-day replies.
- A clear monthly picture of income, outgoings and what is left
- Know your tax position throughout the year — not just at the end of it
- Cash flow visibility so you can plan ahead rather than react
- A local Barnstaple accountant available the day you have a question
No long-term contract. If it is not working after three months, you leave with cleaner books than you arrived with and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Already Saving Money After Switching
“I have found them efficient, friendly and professional, and they’re already saving me money.”
★★★★★
Explained Everything in Plain Terms
“Kieran was clear with information and explained everything in a way that I could understand.”
★★★★★
Fast and Reliable at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
★★★★★
Price Agreed Clearly Within Minutes
“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
Sound familiar?
Not sure where the money actually goes each month?
Running a small business in Barnstaple without a clear budget means every quarter tends to bring a mild surprise — sometimes not so mild. You know broadly what comes in, but the outgoings blur together and the tax bill at the end of the year feels like it arrives from nowhere. It is all manageable — it just takes considerably longer to fix the further behind the picture gets.
- No monthly view of income versus outgoings — just an approximate feeling
- Tax bill arrives as a surprise because the numbers were never tracked in-year
- Cash flow tight but no clear data to show where changes could actually help
What a clear financial picture looks like
Clean, current books updated monthly so you always know where you stand. Your tax position visible throughout the year rather than revealed at the end of it. Cash flow you can plan from, rather than just react to.
- Monthly bookkeeping so your income and outgoings are always visible
- Tax position tracked in-year — no end-of-year shock
- Cash flow data you can actually base decisions on
- One fixed monthly fee — agreed upfront, does not move
What Barnstaple business owners say
We work with small businesses and limited companies across Barnstaple and Devon. Here are two clients who came to us not entirely sure what their finances looked like.
Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media
Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.
What your monthly fee covers
Three things that keep your books current, your budget visible and your tax position clear — for one fixed monthly fee that does not change.
Monthly Bookkeeping and Reconciliation
Your income, outgoings and bank transactions recorded and reconciled every month on Xero. Nothing waits until year end, nothing falls through. You always have an accurate current picture of where the business stands.
Included as standardBudgeting and Cash Flow Visibility
Your figures presented so you can see what is coming in, what is going out and what the months ahead are likely to look like. Decisions based on numbers rather than estimates. Particularly useful if cash flow has felt unpredictable.
Ongoing, monthlyTax Planning and Year-End Accounts
Corporation tax and self assessment handled with your liability visible throughout the year rather than calculated at the deadline. Your accounts filed with Companies House and HMRC on time, every time — no chasing, no penalties.
No extras, no surprisesSmall businesses across Barnstaple trust Swift
Sole traders, limited companies and growing small businesses across North Devon. Usually arriving without a clear picture of their finances. Leaving with considerably less to worry about.
Two Years In, Still Highly Recommending
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Great Advice, Efficient Submission, Using Again
“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”
Fast, Reliable Work at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”
Why Barnstaple businesses choose Swift
There is no shortage of accountants. Here is what is different about working with one who is based in Barnstaple, ICAEW chartered, and available the day you have a question.
Local to Barnstaple, available UK-wide
Kieran is based in Barnstaple and understands the context of running a small business in North Devon. The practice is fully cloud-based, so nothing is limited by geography — but you are not dealing with a call centre that has never heard of the place.
Replies the same day
Questions get answered the day you ask them. Not logged and queued — answered. If something has come up with your cash flow or a figure does not look right, you will know where you stand before the end of the working day.
One price, clearly agreed
Your monthly fee is fixed and does not move. No hourly billing, no invoice that arrives larger than expected. Your accounting costs are as predictable as any other fixed overhead — which is rather the point when you are trying to budget properly.
Up and running in four steps
From first enquiry to everything being handled in four straightforward steps. No complicated onboarding, no forms that need a lawyer to read.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no waiting to be assigned to someone.
A short discovery call
Around twenty minutes to understand your current setup, what the books look like now and what you actually need. By the end of the call you will know exactly what is covered, what it costs and what happens next.
We handle the setup
Your accounting software is connected, your records are brought up to date and everything is configured correctly. There is very little you need to do except confirm you want to proceed.
Ongoing — nothing falls through
From here, your books are clean and current every month, your tax position is visible throughout the year and your cash flow is something you can actually plan from. HMRC correspondence lands on our desk, not yours.
“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”
Questions Barnstaple businesses usually ask first
Stop guessing where the money goes. Start knowing.
Fixed monthly fee. Clean books every month. Tax position visible throughout the year. Same-day replies. No lock-in.