Cash Flow Forecasting Devon
Your cash flow, finally visible.
Most Devon businesses find out they have a cash flow problem when it is already a problem. Without a clear forecast, decisions about tax payments, hiring and investment get made on gut feel rather than numbers. Fixed monthly fee, ICAEW chartered, same-day replies.
- A 12-month cash flow forecast updated with your actual figures, not estimates
- Know your tax position months in advance — time to plan, not just react
- Monthly management accounts that make the numbers current enough to act on
- A named ICAEW chartered accountant in Devon who already knows your business
No long-term contract. If it is not working after three months, you leave with clean books and a clear forecast — and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Worked Saturday Night to Help
“He went above an beyond to help — working even on a Saturday night.”
★★★★★
Switched Accountants, Already Saving Money
“Efficient, friendly and professional, and they’re already saving me money! Would recommend.”
★★★★★
Price Quoted in Five Minutes Flat
“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
★★★★★
Fast and Reliable at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Not sure if the money will be there when it matters?
Running a Devon business without a cash flow forecast means every large payment — a tax bill, a VAT return, a new hire — arrives as a surprise rather than a planned event. The numbers exist somewhere, but they are rarely current enough to make decisions with any confidence. It is solvable — it just becomes harder the longer the books stay behind.
- No visibility on whether cash will cover the next tax bill or payroll run
- Decisions made on gut feel because the figures are never current enough to rely on
- Finding out about a cash shortfall too late to do anything useful about it
What having a forecast actually looks like
A 12-month rolling forecast built from your real numbers, updated monthly alongside your bookkeeping. Your tax position visible well before the payment is due. Cash shortfalls spotted early enough to act — not discovered when the bank balance drops.
- 12-month cash flow forecast updated monthly with your actual figures
- Tax liabilities visible months ahead — plan the payment, not just make it
- Shortfalls identified early — when there is still time to do something about them
- One fixed monthly fee covering bookkeeping, forecasting and management reporting
What Devon business owners say
We work with small limited companies and sole traders across Devon. Here are two clients who came to us without a clear picture of their financial position.
Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media
Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.
What your monthly fee covers
Three things that keep your cash position visible, your books current and your tax manageable — for one agreed monthly fee.
Cash Flow Forecasting
A rolling 12-month cash flow forecast built from your actual figures and updated every month. You can see where your cash position is heading before it becomes an issue — which is, frankly, the way it should be.
Updated monthly, always currentManagement Accounts and Reporting
Monthly or quarterly management accounts that tell you where the business actually stands — profit, cash, tax position — not just where it stood three months ago. Decisions get easier when the numbers are current.
Monthly or quarterlyBookkeeping, VAT and Year-End
Clean, reconciled books every month on Xero. Quarterly VAT returns filed with HMRC under Making Tax Digital. Annual accounts and corporation tax handled as a matter of course — no year-end scramble, no surprises.
All included, fixed feeDevon businesses Swift has helped get clear
Sole traders, limited companies and growing small businesses across Devon. Usually arriving without a clear picture of their cash position. Leaving with considerably less to worry about.
Two Years In, Still Highly Recommending
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Always One Click Away for Every Question
“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”
On the Ball, Competitive Rates, Got It Done
“Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”
Why Devon businesses choose Swift
There is no shortage of accountants. Here is what is different about working with one who gives you a clear forecast and answers questions the same day.
Forecasts built from real numbers
Your cash flow forecast is built from your actual bookkeeping records, updated monthly — not a spreadsheet you filled in once and forgot about. When something changes in the business, the forecast reflects it. That is what makes it useful rather than decorative.
Replies the same day
Questions get answered the day you ask them. Not logged, not queued, not escalated — answered. If you want to know whether the business can afford a hire next quarter, you will have a number before the end of the day.
One price, clearly agreed
Your monthly fee is fixed before you start and does not change. No hourly billing, no invoice that arrives larger than expected, no charge for asking an extra question. Your accounting costs are as predictable as everything else on your fixed overheads list.
Up and running in four steps
Four steps from your first enquiry to a clean forecast and books that stay current. No complicated onboarding, no forms that need a lawyer.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no waiting to hear back from a team.
A short discovery call
Twenty minutes to understand your business, current software and what needs sorting. By the end of the call you will know exactly what is covered, what it costs and what happens next.
We handle the setup
Your Xero account is connected, historical records are brought up to date, and your first cash flow forecast is built from your actual figures. You confirm you want to proceed — the rest is handled.
Ongoing — nothing falls through
Monthly bookkeeping, quarterly VAT, rolling cash flow forecast and annual accounts — handled as a matter of course. Your tax position is visible months before it becomes urgent. Surprises are largely avoidable when the books are current.
“Being a self employed stone mason sadly paper work is not my strong suit. And after a late cancellation from my normal accountant I had to find help. With late notice I contacted swift accounting and book keeping. Kieran was the person assigned to me to help with my tax return and at the start of Jan not much time to file my return before potential fines incurred. He went above an beyond to help good communication through emails an working even on a Saturday night to complete my return. I cannot thank him enough he made the process super easy an relaxed I will 100% be using them again in the future. Thank you.”
Questions Devon businesses usually ask first
Know where your cash is going. Before it goes.
Fixed monthly fee. Cash flow forecast updated every month. Tax position visible well in advance. Same-day replies. No lock-in.