Business Planning Barnstaple

Your Barnstaple business plan, built on real numbers.

Most business plans get written once and filed somewhere useful-sounding. What actually helps is knowing your numbers, understanding your cash position and having an accountant who can translate both into a plan that holds up in practice. Fixed monthly fee, ICAEW chartered, same-day replies.

  • Cash flow forecasting so you know what is coming before it arrives
  • A business plan grounded in your actual figures, not a template
  • Tax position visible throughout the year — not just when the bill lands
  • Growth planning from an ICAEW chartered accountant based in Barnstaple

No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Answered Every Business Question Clearly

“As a newly established business, the accounts can seem very daunting, but Kieran very kindly answered all my questions and helped me understand the processes.”

Giles Hughes

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend.”

Nic Paton

Verified Google Review

★★★★★

Excellent Financial Advice for a Small Business

“Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support.”

Really Wild Learning

Verified Google Review

★★★★★

Fast, Professional and Patient Throughout

“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”

Ted Lee

Sound familiar?

Not sure where your business is actually headed this year?

Most small business owners in Barnstaple have a rough sense of where things are going — but not the numbers to back it up. Without a current picture of cash flow, tax liabilities and margins, planning tends to become guesswork dressed up as a plan. It is all solvable. It just takes longer the more you leave it to chance.

  • No clear view of cash flow beyond the next two or three weeks
  • Business decisions made without knowing the true tax position
  • A business plan written once, never revisited, based on figures that are months out of date

What a proper business plan looks like

Current financials, rolling cash flow forecasts and a tax position you can see coming months in advance. Not a document that gets filed and forgotten — a working picture of where the business stands, updated as the numbers change.

  • Cash flow visible months ahead — not just to the end of the week
  • Tax and profit position clear throughout the year, not just at year-end
  • A business plan built on current figures, revisited as the numbers move
  • Fixed monthly cost — agreed upfront, does not change however many questions you ask
Client results

What Barnstaple business owners say

We work with small businesses and limited companies across Barnstaple and Devon. Here are two clients who came to us wanting clarity and left with considerably more of it.

★★★★★

When I needed information on Accounting for my business, Kieran was the man. As a newly established business, the accounts can seem very daunting, but Kieran very kindly answered all my questions and helped me understand the processes.

G
Giles Hughes
Verified Google Review
★★★★★

Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.

R
Really Wild Learning
Verified Google Review
What you get

What your monthly fee covers

Three things that keep your finances visible, your plan current and your compliance handled — for one fixed monthly fee.

01

Cash Flow and Business Planning

Your cash position, forecast and business plan kept current so decisions are made with accurate numbers, not rough estimates. Rolling forecasts updated monthly mean you see problems — and opportunities — well before they arrive.

Included in relevant plans
02

Bookkeeping and Monthly Accounts

Your books reconciled every month so the numbers behind your plan are always accurate. Management accounts available quarterly, giving you a clear read on how the business is actually performing against forecast.

Fixed monthly fee
03

Corporation Tax and Compliance

Year-end accounts, CT600 and Companies House filing handled as standard. Your tax liability becomes visible throughout the year rather than arriving as a surprise — which means you plan for it rather than react to it.

No extras, no surprises
What clients say

Small businesses across Barnstaple trust Swift

Sole traders, limited companies and growing businesses across Devon and the UK. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.

★★★★★

Switched Accountants, Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media”

Nic Paton
Verified Google Review
★★★★★

Two Years In, Still Highly Recommending

“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”

Simon Hyde
Verified Google Review
★★★★★

Always One Click Away for Every Question

“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”

Christos Tsongidis
Verified Google Review
Why Swift

Why Barnstaple businesses choose Swift

There is no shortage of accountants in Devon. Here is what makes a difference when you need business planning advice, not just a year-end filing.

📊

Planning built on your actual numbers

Business planning that starts from your real accounts — not a generic template filled in with aspirational figures. Cash flow, tax position and margins are visible before you make decisions, not after. Which is, frankly, the way it should work.

💬

Replies the same day

Questions get answered the day you ask them. Not logged, not queued, not passed to a junior — answered. If you are weighing up a significant decision and need a number checked before committing, you will have it before the end of the day.

🔒

One price, clearly agreed

Your monthly fee is fixed and does not move. No hourly billing, no surprises, no invoice that arrives larger than expected. Your accounting costs are as predictable as any other fixed overhead.

Getting started

Up and running in four steps

From first enquiry to everything being handled, the process takes about ten minutes of your time. No complicated onboarding, no forms that need a lawyer.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no waiting to be assigned to someone.

2

A short discovery call

Twenty minutes to understand your setup, your current numbers and what needs sorting. By the end of the call you will know exactly what is covered, what it costs and what happens next.

3

We handle the setup

Your accounting software is connected, your records are brought up to date and your forecasting framework is configured. You do not need to do anything except confirm you want to proceed.

4

Ongoing — nothing falls through

Monthly bookkeeping, quarterly VAT, annual accounts and rolling cash flow forecasts — handled as a matter of course. You will know your tax position and cash outlook well before either becomes urgent. Surprises are largely avoidable when the books are current.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“One of the friendliest accounting companies I’ve ever spoken to. I was fairly stressed about all of the big terms HMRC use, but Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse — Verified Google Review

Questions

Questions Barnstaple businesses usually ask first

Not with us — business planning is built from your actual financial data rather than treated as a separate exercise. Cash flow forecasting, margin analysis and growth modelling all start with accurate bookkeeping. If the numbers are current, the planning is grounded. If they are not, the plan is not worth much.
Once your books are current and your forecasting model is set up, most clients have a clear view of cash flow three to six months ahead. That is long enough to make decisions rather than react to them. The further ahead you need to plan, the more assumptions involved — we will be clear about where certainty ends and projection begins.
Yes — though we would need to get the books current first before the planning figures mean anything. Getting up to date takes a little longer at the start and may cost slightly more than the ongoing monthly fee. We will tell you that upfront. Once current, keeping it current is straightforward.
No. Month-to-month, cancel with a month’s notice. We would rather keep clients because the service is worth it than because leaving is inconvenient.
Ready when you are

Less time guessing the numbers. More on the business.

Fixed monthly fee. Cash flow visible throughout the year. Business planning from an ICAEW chartered accountant in Barnstaple. Same-day replies. No lock-in.

Cash flow clear months before it becomes a problem Tax position visible well before the bill arrives Fixed monthly cost, agreed upfront, does not move
Get my business plan sorted
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract