Sole Trader Accountant — Plymouth
Your sole trader accounts, sorted.
Most sole traders in Plymouth handle their own books until January makes them regret it. Self assessment, income records, expenses — the admin sits quietly accumulating until the deadline is close and the records are not ready. Fixed monthly fee, ICAEW chartered, same-day replies.
- Self assessment filed accurately — your tax bill known well in advance
- Clean, current records every month — no scramble come January
- Every allowable expense identified — you pay only what you actually owe
- HMRC correspondence handled by an accountant, not sitting unopened on your desk
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Worked Saturday Night to Meet Deadline
“He went above an beyond to help — working even on a Saturday night to complete my return.”
★★★★★
Switched Accountants, Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money.”
★★★★★
Price Quoted Within Five Minutes
“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
★★★★★
Fast and Efficient at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Still doing your own books on a Sunday evening?
Most sole traders start out managing their own records because the volume feels manageable. Then January arrives, the figures are not quite right, the expense records are incomplete, and what should have taken a few hours ends up taking much longer. It is all solvable — it just takes longer the more you leave it.
- Self assessment filed late or rushed because records were not ready in time
- No clear picture of what the tax bill is going to be until HMRC sends the demand
- Hours spent on bookkeeping that could go towards actually running the business
What sorted looks like
Your self assessment filed on time with every allowable deduction accounted for. A clear view of your tax position throughout the year, not just when the deadline arrives. Records kept current so the paperwork is never the thing holding the business back.
- Self assessment filed on time — records ready well before the January rush
- Tax liability visible throughout the year — no surprise bill at the end of it
- Bookkeeping handled monthly — your evenings back for something more useful
- A fixed monthly cost that does not move regardless of how many questions you ask
What sole traders say about working with Swift
We work with self-employed people across the UK, including Plymouth and the wider South West. Here are two clients who came to us in much the same situation you are probably in now.
Being a self employed stone mason sadly paper work is not my strong suit. And after a late cancellation from my normal accountant I had to find help. With late notice I contacted swift accounting and book keeping. Kieran was the person assigned to me to help with my tax return and at the start of Jan not much time to file my return before potential fines incurred. He went above an beyond to help good communication through emails an working even on a Saturday night to complete my return. I cannot thank him enough he made the process super easy an relaxed I will 100% be using them again in the future. Thank you.
Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.
What your monthly fee covers
Three things that keep your records clean, your tax position clear and your self assessment off your to-do list — for one fixed monthly fee.
Self Assessment and Income Tax
Your personal tax return prepared accurately and filed well ahead of the deadline. Every allowable expense is identified — business use of home, mileage, equipment, professional subscriptions — so you pay only what you genuinely owe. No last-minute scramble, no HMRC late-filing penalty.
Filed on time, every yearMonthly Bookkeeping on Xero
Income and expenditure recorded and reconciled every month, not in a rush once a year. Your records are current, your numbers are accurate, and you always have a clear picture of how the business is doing. Xero is set up and managed for you — you do not need to know how it works.
Clean records, every monthTax Advice and Planning
Once your books are current, your tax position becomes visible throughout the year rather than just at the deadline. That means time to plan — whether that is setting aside the right amount, timing a purchase or understanding what counts as an allowable expense. Practical advice, no jargon.
No extras, no surprisesSole traders across the UK trust Swift
Self-employed tradespeople, consultants, freelancers and small business owners. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.
Switched Accountants and Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media”
Two Years In and Still Recommending
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Fast, Reliable Work at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”
Why sole traders in Plymouth choose Swift
There is no shortage of accountants. Here is what is different about working with one who already understands self-employment, sole trader taxes and what the self-employed actually deal with day to day.
No explaining how self-employment works
Business use of home, mileage rates, simplified expenses, the trading allowance, Class 2 and Class 4 National Insurance — you will not need to spend ten minutes giving context before getting a useful answer. We work with sole traders every day. Ask a question, get a straight answer.
Replies the same day
Questions get answered the day you ask them. Not logged, not queued, not passed to a junior — answered. If you want to know whether something is deductible before you buy it, you will know before the end of the day.
One fixed price, agreed upfront
Your monthly fee is fixed and does not move. No hourly billing, no invoice that arrives larger than you expected, no add-on charges for asking too many questions. Your accounting costs are as predictable as any other fixed overhead.
Up and running in four steps
Four steps from first enquiry to everything being handled. No complicated onboarding, no forms that need a lawyer to understand.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages.
A short discovery call
Twenty minutes to understand your current setup, what records exist and what needs sorting. By the end of the call you will know exactly what is covered and what it costs — no obligation to proceed.
We handle the setup
Your Xero account is configured, your records are brought up to date and everything is connected. You do not need to do anything except confirm you want to proceed.
Ongoing — nothing falls through
Bookkeeping handled monthly, self assessment filed well before the January deadline, tax position visible throughout the year. Surprises are largely avoidable when the books are current. Which is, frankly, the way it should be.
“One of the friendliest accounting companies I’ve ever spoken to. I was fairly stressed about all of the big terms HMRC use, but Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
Questions sole traders in Plymouth usually ask first
Less time on your books. More on your work.
Fixed monthly fee. Self assessment handled. Tax position clear throughout the year. Same-day replies. No long-term contract.