Fractional CFO Services Devon
Strategic financial direction, without the salary.
Most growing Devon businesses do not need a full-time finance director — but they do need someone thinking clearly about cash flow, margins and what the numbers actually mean. A fractional CFO arrangement gives you that input at a fixed monthly cost. ICAEW chartered, same-day replies, no hidden extras.
- Cash flow forecasting so you see problems before they arrive
- Growth decisions made with numbers behind them, not instinct alone
- Financial modelling without commissioning a full-time hire
- A named ICAEW chartered accountant who already knows your business
No long-term contract. If it is not working after three months, you leave with cleaner books and a clearer financial picture than you started with — and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Efficient, Friendly and Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money.”
★★★★★
Always One Click Away, Every Question Answered
“He was always one click away from every possible question we could throw at him.”
★★★★★
On the Ball, Competitive Rates, No Stress
“He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”
★★★★★
Fast Work at Short Notice, Repeatedly
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Growing, but still guessing at the numbers?
As a Devon business grows past a certain point, the monthly bookkeeping is no longer the hard part. The harder questions are whether the cash will hold through the next quarter, what the margin actually is on each product or service, and whether the plan for next year is realistic. Most small limited companies do not have anyone whose job it is to answer those questions. It is solvable — it just takes someone sitting in the right seat.
- No clear view of cash flow beyond the current month’s bank balance
- Growth decisions being made on gut feel rather than modelled scenarios
- No one looking at the numbers strategically between year-end accounts
What having a fractional CFO looks like
Your cash position visible weeks and months ahead, not just today. Growth decisions modelled before you commit to them. Someone reviewing the numbers each month with an eye on where the business is going, not just where it has been.
- Cash flow forecasts updated monthly — problems visible before they land
- Scenarios modelled before major decisions, not after them
- Monthly financial review with a chartered accountant who knows your business
- Fixed monthly cost — no hourly billing clock running every time you ask a question
What Devon business owners say about us
We work with small limited companies and growing businesses across Devon and the wider UK. Here are two clients who came to us wanting more than just compliance handled.
Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media
What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.
What your monthly retainer covers
Three areas where a fractional CFO adds the most value for Devon small businesses — delivered for a fixed monthly fee, no engagement letters running to dozens of pages.
Cash Flow Forecasting and Visibility
A rolling cash flow forecast updated each month so you can see what the next twelve weeks — and the next twelve months — actually look like. Problems and pinch points become visible early enough to do something about them. You stop managing cash by checking the balance and hoping.
Monthly, fixed feeStrategic Financial Advice and Planning
Regular financial review with a chartered accountant who already knows your numbers. Whether you are considering a new hire, a capital purchase or a change in pricing, the conversation starts from a position of knowing what the business can actually support. No fresh context required every time.
Included as standardFinancial Modelling and Growth Planning
Before you commit to a significant decision, it can be modelled. Revenue scenarios, margin analysis, break-even on a new product line — built on your actual numbers, not assumptions. You go into decisions knowing what the realistic outcomes look like rather than finding out afterwards.
Available within retainerDevon businesses that trust Swift with the numbers
Limited companies, sole traders and growing eCommerce businesses. Often arriving without a clear picture of their financial position. Usually leaving with considerably more visibility than they started with.
Advice Explained Clearly, Without the Jargon
“Kieran offered advice and in a manner I could understand — very helpful.”
Two Years In, Still Highly Recommending
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Fast, Professional and Patient With Every Question
“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”
Why Devon businesses choose Swift
There is no shortage of accountants in Devon. Here is what is different about working with one who treats your strategic financial position as part of the brief, not an optional extra.
Strategy included, not invoiced separately
Most accountants file what needs filing and answer questions when asked. A fractional CFO arrangement means your monthly fee includes someone actively looking at your numbers for problems and opportunities — not waiting to be instructed. Cash flow, margins, growth decisions — all within scope.
Questions answered the day you ask
If you are weighing up a decision and need a financial view, you get one the same day. Not logged and allocated to a slot next week. For strategic questions that often have a short window, that responsiveness is the difference between a useful answer and a late one.
Fixed monthly cost, agreed in advance
Your retainer is agreed upfront and does not change based on how many questions you ask or how many scenarios you want modelled. No hourly billing running silently in the background. Your accounting and advisory costs are as predictable as your other fixed overheads.
Up and running in four steps
From first enquiry to having someone actively on top of your numbers typically takes less than two weeks. No complicated onboarding, no lengthy contract negotiations.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated acknowledgements, no waiting to be allocated.
A short discovery call
Around twenty minutes to understand your current setup, what the business looks like financially, and what you actually want from a fractional CFO arrangement. At the end of the call, you will know exactly what is covered and what it costs — no proposal to wait for.
We get across your numbers
Your accounting software is reviewed, your current financial position is understood, and the first cash flow forecast is built. You provide access and answer a few questions. The heavy lifting is handled.
Ongoing — the numbers work for you
Monthly financial review, rolling cash flow forecast, strategic input on decisions as they arise — handled as a matter of course. You will know what the business looks like financially at any given point, not just when the year-end accounts come back. Which is, frankly, the way it should be.
“Excellent, professional, knowledgeable, caring and efficient attention and service.”
Questions Devon business owners usually ask first
Stop guessing at the numbers. Start knowing them.
Fixed monthly retainer. Cash flow forecasting, strategic financial advice and growth planning — handled by an ICAEW chartered accountant. Same-day replies. No lock-in.