Fractional CFO Barnstaple
Strategic finance for your business, without the full-time cost.
Most growing businesses in Barnstaple reach a point where they need proper financial direction — but not a full-time CFO salary to go with it. Cash flow forecasting, growth planning and financial modelling, on a fixed monthly fee. ICAEW chartered, same-day replies, no hourly billing.
- Cash flow forecasting so decisions are based on numbers, not instinct
- Growth planning with financial modelling to back it up before you commit
- Tax position visible throughout the year — no surprise bills at year-end
- A named ICAEW chartered accountant who already knows your numbers
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Excellent Financial Advice, Clearly Explained
“Excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.”
★★★★★
Switched Accountants, Already Saving Money
“I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend.”
★★★★★
Always One Click Away From Any Question
“He was always one click away from every possible question we could throw at him.”
★★★★★
Fast, Reliable Work at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Growing the business without the numbers to back it up?
Most small businesses in Barnstaple reach a point where gut feel is no longer enough. Hiring decisions, investment plans and cash flow gaps arrive faster than the financial visibility to handle them properly. A full-time finance director is not the answer at this stage — but doing nothing is not the answer either. It is solvable, and it takes considerably less than a six-figure salary to sort it.
- Cash flow surprises that only become visible when the damage is already done
- Growth decisions made without reliable financial modelling or forward projections
- No clear picture of tax liability until well after it would have been useful to know
What having a CFO on call looks like
Cash flow forecasting updated as your numbers change. Financial modelling built before the decision needs making, not after. Tax position visible throughout the year so nothing arrives uninvited.
- Cash flow forecasts updated monthly — no more flying blind on liquidity
- Financial modelling prepared before growth decisions, not after the fact
- Tax position tracked throughout the year — no guessing come year-end
- Fixed monthly cost covering strategic advice, no separate consulting invoices
What Barnstaple business owners say
We work with small limited companies and growing businesses across Devon and the UK. Two clients who came to us needing clearer financial direction.
Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.
Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media
What your monthly fee covers
Three core areas that give you the financial direction a growing business needs — for one fixed monthly fee, no hourly billing.
Cash Flow Forecasting
Your cash position projected forward so decisions are made with current numbers, not memory and optimism. Updated monthly as actuals come in — so if a gap is forming, you see it with enough time to do something about it.
Updated monthlyGrowth Planning and Financial Modelling
Thinking about a new hire, a new product line or a significant investment? A financial model built before the decision gives you something to test against. Kieran builds these as part of the ongoing engagement — not as a separate project with a separate invoice.
Included in your planStrategic Financial Advice
Dividend strategy, tax planning, year-end structuring and growth-stage decisions all benefit from a chartered accountant who already knows your numbers. Questions get answered the day you ask them — not queued, not passed on.
Same-day repliesBusinesses across Barnstaple and Devon trust Swift
Limited companies, consultants and growing businesses. Usually arriving needing clearer numbers and a plan. Leaving with considerably less to worry about.
Professional and Patient Throughout the Entire Process
“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”
Two Years In, Still Highly Recommending Swift
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Fast, Reliable Work at Short Notice Every Time
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”
Why Barnstaple businesses choose Swift
There is no shortage of accountants in Devon. Here is what is different about working with one who provides strategic financial direction alongside the day-to-day compliance.
Strategy and compliance in one fee
Most accountants file your returns and wait for you to call. Fractional CFO work at Swift means cash flow forecasting, financial modelling and proactive planning sit alongside your bookkeeping and tax — not on a separate retainer. One relationship, one fixed fee, considerably more value.
Replies the same day
Questions get answered the day you ask them. Not logged, not queued, not passed to a junior. If you are weighing up a significant business decision and need a financial perspective, you will have one before the day is out. Multiple clients mention this in their reviews because it is genuinely unusual.
One fixed price, agreed upfront
Your monthly fee is agreed before work starts and does not move. No hourly billing for strategy calls, no separate invoice when the modelling takes longer than expected. Your cost of financial direction is as predictable as any other fixed overhead.
Up and running in four steps
From first enquiry to your cash flow forecast being live takes days, not weeks. No complicated onboarding process, no forms that require a lawyer to read.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no waiting to hear back from a team.
A short discovery call
Around twenty minutes to understand your business, your current numbers and what you are trying to achieve. At the end of the call you will know exactly what is covered, what it costs and what happens next.
We handle the setup
Your accounting software is connected, your records are reviewed and your first cash flow forecast is built from your actual numbers. You do not need to prepare anything in advance — just confirm you want to proceed.
Ongoing — nothing falls through
Monthly books, quarterly VAT, annual tax return and ongoing strategic advice — all handled as a matter of course. Your cash position is visible, your tax bill is known well before it lands, and growth decisions come with numbers attached rather than guesswork.
“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”
Questions about fractional CFO services
Stop making big decisions without the numbers.
Fixed monthly fee. Cash flow forecasting, growth planning and strategic advice. ICAEW chartered. Same-day replies. No lock-in.