Budgeting Services Exeter
Know where your business stands, every month.
Most small business owners in Exeter are making financial decisions without a clear picture of their numbers. The budget is either out of date, missing entirely, or somewhere in a spreadsheet nobody looks at. Fixed monthly fee, ICAEW chartered, same-day replies.
- A working budget that reflects your business as it actually is
- Cash flow visible months ahead — not just at the point of crisis
- Tax position clear throughout the year, not just when the bill arrives
- Financial advice from a chartered accountant, included in your fixed fee
No long-term contract. If it is not working after three months, you leave with cleaner books than you arrived with and nothing further owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Excellent Financial Advice, Explained Clearly
“Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support.”
★★★★★
Switched Accountants, Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money.”
★★★★★
Always Available for Every Question
“He was always one click away from every possible question we could throw at him.”
★★★★★
Fast Work Sorted at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Running the business without knowing the numbers?
Without a current, reliable budget, most financial decisions are made on instinct rather than evidence. Cash runs tight unexpectedly, the tax bill arrives larger than anticipated, and there is no real way to plan ahead with confidence. It is not a particularly unusual situation for a small business in Exeter — but it is one that tends to compound the longer it continues.
- No clear budget, so spending decisions are made without real visibility
- Cash flow surprises arriving too late to manage comfortably
- Tax bill unknown until the accountant sends it, with little time to respond
What having the numbers sorted looks like
A current budget you can actually use, updated as the business moves. Cash flow mapped out far enough ahead to make decisions rather than react to them. Your tax position visible throughout the year — not sprung on you at the end of it.
- A working budget updated monthly — decisions based on current numbers
- Cash flow forecasted ahead so surprises are largely avoidable
- Tax liability visible well before payment is due — time to plan
- One fixed monthly cost, agreed upfront, that does not move
What Exeter business owners say about us
We work with small businesses and limited companies across Devon and the wider UK. Here are two clients who came to us needing clearer financial visibility — and left with it.
Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.
Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media
What your monthly fee covers
Three core services that give you a clear financial picture every month — and keep it that way, for one fixed fee.
Budgeting and Cash Flow Forecasting
Your budget is built, maintained and updated to reflect how the business is actually performing. Cash flow is mapped forward so you can see what is coming before it arrives. Financial decisions become considerably easier when the numbers are current and visible.
Included as standardMonthly Bookkeeping and Reconciliations
Clean, reconciled books every month mean the budget figures you are working from are accurate. Nothing is left to accumulate until year-end. Your records are ready whenever they are needed — for tax, for decisions, for your own peace of mind.
Xero, cloud-basedTax Planning and Annual Accounts
Corporation tax and year-end accounts handled as a matter of course. Because your books are current throughout the year, your tax position is visible long before the deadline — which means time to plan rather than simply react.
No extras, no surprisesBusinesses across Devon trust Swift
Sole traders, limited companies and growing small businesses. Usually arriving without a clear picture of their finances. Leaving with considerably less to think about each month.
Gained Real Confidence in His Own Bookkeeping
“Kieran and Swift have been an invaluable asset to me and my business. Kieran provided excellent 1:1 training for Quickbooks, which allowed me to gain confidence about my bookkeeping. More recently he has submitted my self-assessment tax return.”
Two Years In, Still Highly Recommending
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Fast, Reliable Work at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”
Why Exeter businesses choose Swift
There is no shortage of accountants in Devon. Here is what makes working with a cloud-based chartered practice meaningfully different.
Proactive advice, not just compliance
Most accountants file what needs filing and wait to be asked. Budgeting and cash flow planning only work if someone is actually looking at the numbers between filing dates. Your monthly figures are reviewed and you are told what they mean — without needing to chase for a response.
Replies the same day
Questions get answered the day you ask them. Not logged, not passed to an assistant, not answered when someone gets round to it. If you want to know whether you can afford a hire, or what the cash position looks like in three months, you will have an answer before the end of the day.
One price, clearly agreed
Your monthly fee is fixed before anything begins. No hourly billing, no add-ons for the questions you ask, no invoice that arrives larger than agreed. Accounting costs are predictable — which is, frankly, how it should be for a firm that helps others manage their budgets.
Up and running in four steps
From initial enquiry to everything being handled takes four straightforward steps. No complicated onboarding, no paperwork that requires a week to read.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no call centre.
A short discovery call
Twenty minutes to understand your current setup, what financial visibility you have now and what you actually need. By the end of the call, you will know exactly what is included and what it costs — with no obligation to proceed.
We handle the setup
Your accounting software is connected, your records are brought up to date and your budget framework is built. You confirm you want to proceed — and the rest is handled.
Ongoing — nothing falls through
Monthly bookkeeping, quarterly VAT where applicable, an updated cash flow position and your annual tax return — handled as a matter of course. You will know where your business stands financially every month. Surprises are largely avoidable when the books are current.
“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”
Questions Exeter businesses usually ask first
Know where your business stands. Every month.
Fixed monthly fee. Cash flow visible. Tax position clear throughout the year. Same-day replies. No lock-in.