Contractor Accountant Exeter
Your contractor accounts, sorted.
Most contractors near Exeter set up a limited company and then quietly wonder whether they are paying themselves the most efficient way. Between IR35 considerations, dividend versus salary decisions and getting a corporation tax return filed on time, the admin is manageable — but only if someone is on top of it. Fixed monthly fee, ICAEW chartered, same-day replies.
- Tax-efficient salary and dividend structure agreed from the outset
- Corporation tax return filed well before HMRC sends the reminder
- IR35 status understood — not left as an uncomfortable unknown
- An accountant who already knows how contractor limited companies work
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Always One Click Away
“He was always one click away from every possible question we could throw at him.”
★★★★★
Switched Accountants, Already Saving Money
“I have found them efficient, friendly and professional, and they’re already saving me money.”
★★★★★
Fast, Professional, Very Patient
“He was fast, professional and very patient when answering our long list of questions.”
★★★★★
On the Ball, Job Done Without Stress
“He’s on the ball, quick at responding, patient with me and got the job done stress free.”
Sound familiar?
Not sure your limited company is set up efficiently?
Contractors around Exeter and Braunton often set up a limited company on reasonable advice and then never revisit whether their pay structure is actually tax-efficient. The corporation tax return gets filed late, expenses are claimed inconsistently, and IR35 sits as a background concern no one has properly addressed. None of it is catastrophic — but it adds up, and it gets harder to untangle the longer it runs.
- Salary and dividend split never properly reviewed — likely paying more tax than necessary
- Corporation tax return due with records that have not been touched since last April
- IR35 exposure not clearly understood, leaving the question open and slightly stressful
What sorted looks like
A tax-efficient pay structure agreed at the start and reviewed each year. Your corporation tax return prepared with enough notice to plan, not just react. IR35 considered, documented and understood — not ignored.
- Tax-efficient salary and dividend split reviewed and agreed each year
- Corporation tax return prepared on time — no last-minute scramble
- IR35 position understood and documented — less of an unknown
- Fixed monthly fee that covers the whole year — no invoice that arrives larger than expected
What contractors say about Swift
We work with contractors and limited company directors across Devon and the wider UK. Two clients who came to us in a similar position to the one you are probably in now.
What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.
Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.
What your monthly fee covers
Three core areas that keep your limited company compliant, your tax position visible and your pay structure working properly — for one fixed monthly fee.
Limited Company Accounts and Tax
Your annual accounts, corporation tax return and Companies House confirmation statement prepared and filed on time. You will know your tax position well before the deadline — not the week it is due.
Included as standardPayroll and Dividend Planning
Director payroll processed monthly with RTI submissions to HMRC. Your salary and dividend split is structured to be tax-efficient from day one and reviewed each year as your circumstances change.
Fixed monthly, no surprisesBookkeeping and VAT Returns
Monthly bookkeeping on Xero keeps your records clean and your VAT position visible. Quarterly VAT returns are prepared and filed with HMRC, Making Tax Digital compliant as standard.
Quarterly, handled in fullContractors across Devon trust Swift
Sole traders turning contractor, newly formed limited companies and established owner-directors. Usually arriving with books behind and a tax return overdue. Leaving with considerably less to worry about.
Two Years In, Still Highly Recommending
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Switched Accountants and Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media”
Knowledgeable Advice, Tax Submitted Efficiently
“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”
Why contractors in Exeter choose Swift
There is no shortage of accountants in Devon. Here is what is different about working with one who already understands how contractor limited companies are structured.
No explaining IR35 from scratch
Director payroll, dividend strategy, expense categorisation, off-payroll working rules — you will not need to spend ten minutes providing context before getting a useful answer. Contractor limited companies are familiar territory. Ask a question, get an answer.
Questions answered the same day
Questions get answered the day you ask them. Not logged, not passed on, not held until the next quarterly check-in — answered. If you want to know whether a piece of equipment is deductible before you buy it, you will know before the end of the day.
One price, clearly agreed
Your monthly fee is fixed and does not move. No hourly billing, no end-of-year invoice that is larger than expected, no charge for asking questions. Your accounting costs are as predictable as any other fixed overhead.
Up and running in four steps
Four steps from enquiry to everything being handled. No complicated onboarding, no forms that require a lawyer to interpret.
Send your enquiry
Fill in the form above. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no waiting several days to hear back.
A short discovery call
Twenty minutes to understand your setup, current software and what needs sorting. By the end of the call you will know exactly what is covered, what it costs and what happens next.
We handle the setup
Your Xero account is configured, your records are brought up to date and your payroll is set up. You confirm you want to proceed — we handle the rest.
Ongoing — nothing falls through
Monthly bookkeeping, quarterly VAT, director payroll and your annual accounts — handled as a matter of course. Your tax position is visible throughout the year, not just when the bill arrives. Which is, frankly, the way it should be.
“One of the friendliest accounting companies I’ve ever spoken to. I was fairly stressed about all of the big terms HMRC use, but Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
Questions contractors usually ask first
Less time on the books. More on the contract.
Fixed monthly fee. Corporation tax visible throughout the year. Director payroll and dividend planning handled. Same-day replies. No lock-in.