Sole Trader Bookkeeper
Your sole trader books, sorted.
Most sole traders manage their own books until the workload makes that impractical — usually around the time the self assessment deadline gets uncomfortably close. The admin is not complicated, but it does accumulate. Fixed monthly fee, ICAEW chartered, same-day replies.
- Clean, current books every month — no year-end catch-up
- Know your tax bill well before HMRC sends the reminder
- Self assessment filed accurately and on time, every year
- A named accountant who already knows how sole trader finances work
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Worked a Saturday Night to File
“He went above an beyond to help — working even on a Saturday night to complete my return.”
★★★★★
Switched Accountants, Already Saving Money
“Having only recently switched my business to Swift from another accountant, they’re already saving me money.”
★★★★★
Efficient With Taxes at Short Notice
“Really helpful and very knowledgeable — very efficient with getting my tax’s submitted.”
★★★★★
Fast Work on Multiple Occasions
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Still doing your own books on a Sunday evening?
Most sole traders start out managing the books themselves. It works — until the business picks up, the receipts pile up and the self assessment deadline is closer than expected. At that point the records are behind, the tax position is unclear and the whole thing takes far longer than it should. It is solvable. It just takes longer the more you leave it.
- Hours spent reconciling bank statements that should take minutes
- No real idea what the self assessment bill will be until it arrives
- Bookkeeping falling behind every time the business gets busy
What sorted looks like
Books updated every month so nothing accumulates. Your tax position visible throughout the year, not just in January. Self assessment filed on time with every allowable deduction found. Which is, frankly, the way it should be.
- Books reconciled monthly — no year-end scramble to catch up
- Tax liability visible well before HMRC expects payment
- Bookkeeping handled so it no longer competes with your actual work
- A fixed monthly cost that does not move regardless of how many questions you ask
What sole traders say about working with us
We work with self-employed people across the UK — tradespeople, consultants, freelancers and small business owners. Two clients who came to us in much the same position you are probably in now.
Being a self employed stone mason sadly paper work is not my strong suit. And after a late cancellation from my normal accountant I had to find help. With late notice I contacted swift accounting and book keeping. Kieran was the person assigned to me to help with my tax return and at the start of Jan not much time to file my return before potential fines incurred. He went above an beyond to help good communication through emails an working even on a Saturday night to complete my return. I cannot thank him enough he made the process super easy an relaxed I will 100% be using them again in the future. Thank you.
Kieran and Swift have been an invaluable asset to me and my business. Kieran provided excellent 1:1 training for Quickbooks, which allowed me to gain confidence about my bookkeeping. More recently he has submitted my self-assessment tax return.
What your monthly fee covers
Three things that keep your books clean, your tax position clear and your self assessment manageable — for one fixed monthly fee with no hidden extras.
Monthly Bookkeeping on Xero
Your income, expenses and bank transactions reconciled every month so the records are always current. No accumulation, no year-end archaeology — just clean books throughout the year and nothing urgent when the tax return comes around.
Included as standardSelf Assessment, Filed on Time
Your personal tax return prepared accurately and submitted to HMRC well before the deadline. Every allowable expense identified — you pay what you owe and nothing more. Most clients know their liability several months before it is due.
No extras, no surprisesTax Advice and VAT Support
Your VAT threshold monitored so you are not caught off guard by a registration obligation you were not expecting. Practical advice on allowable expenses, sole trader structure and tax efficiency — the kind of thing that makes a difference over the course of a year.
Included in your fixed feeSole traders across the UK trust Swift
Tradespeople, freelancers, consultants and small business owners. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.
Knowledgeable, Efficient, Taxes Submitted Without Fuss
“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”
Switched Accountants and Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media”
Price Quoted Clearly After Five Minutes
“One of the friendliest accounting companies I’ve ever spoken to. I was fairly stressed about all of the big terms HMRC use, but Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”
Why sole traders choose Swift
There is no shortage of accountants. Here is what is different about working with one who already understands how self-employed finances are structured.
No explaining how sole trader accounts work
Allowable expenses, payment on account, Class 4 National Insurance, the interaction between trading income and other income — you will not need to spend time on the basics before getting a useful answer. Sole trader bookkeeping is work we do every day. Ask a question, get a straight answer.
Replies the same day
Questions get answered the day you ask them. Not logged in a portal, not queued for a callback — answered. If you want to know whether a business expense is deductible before you buy it, you will have an answer before the end of the working day.
One price, clearly agreed
Your monthly fee is fixed before you start and does not move. No hourly billing, no invoice that arrives larger than you were expecting, no charge for asking questions. Accounting costs that are as predictable as any other fixed overhead.
Up and running in four steps
Four steps from enquiry to everything being handled. No complicated onboarding, no paperwork that requires a second opinion.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no being passed around.
A short discovery call
Twenty minutes to understand your current setup, what software you are using and what needs sorting. By the end of the call you will know exactly what is covered and what it costs — no vague proposals to follow up on.
We handle the setup
Your bookkeeping software is connected, your records are brought up to date and everything is configured. You do not need to do anything except confirm you want to proceed. If the books are behind, catching up is handled as part of the process.
Ongoing — nothing falls through
Monthly bookkeeping, self assessment, VAT if applicable — handled as a matter of course. You will know your tax position well before it becomes urgent. Surprises are largely avoidable when the books are current.
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Questions sole traders usually ask first
Less time on the books. More on the business.
Fixed monthly fee. Books clean every month. Self assessment handled. Same-day replies. No lock-in.