Auto Enrolment Pension — Plymouth

Your workplace pension obligations, handled.

Most Plymouth employers who come to us already know they should have sorted auto enrolment — they are just not sure whether they are already behind. Between choosing a pension provider, calculating contributions and staying compliant with The Pensions Regulator, it is more involved than it looks. Fixed monthly fee, ICAEW chartered, same-day replies.

  • Auto enrolment scheme set up correctly — no compliance gaps
  • Contribution calculations handled every pay period, not just at setup
  • Re-enrolment obligations flagged and managed before the deadline passes
  • Less risk of a fine from The Pensions Regulator landing on your desk

No long-term contract. If it is not working after three months, you leave with everything in order and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Worked Saturday Night to Meet Deadline

“He went above an beyond to help — working even on a Saturday night to complete my return.”

Thomas Briggs

Verified Google Review

★★★★★

Rates Competitive, Turnaround Fast

“He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”

Zayana Sleepwear

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“I have found them efficient, friendly and professional, and they’re already saving me money.”

Nic Paton

Verified Google Review

★★★★★

Fast and Reliable at Short Notice

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”

Cristian Diaconescu

Sound familiar?

Not sure if your auto enrolment is actually compliant?

Auto enrolment was introduced gradually, and many small employers in Plymouth set something up at the time without fully understanding the ongoing obligations. Contribution rates change. Re-enrolment comes around every three years. Workers join and leave. Each event carries a compliance requirement, and The Pensions Regulator does issue fines for missed duties. It is all manageable — it just tends to become more complicated the longer it is left without proper oversight.

  • Uncertainty about whether your current pension scheme meets the legal minimum
  • Re-enrolment deadlines missed or never properly tracked in the first place
  • No clear process for enrolling new starters or handling contribution changes

What compliant looks like

Your pension scheme assessed, correctly configured and documented. Re-enrolment obligations tracked so nothing slips past the three-year window. New starters enrolled on time, contributions calculated correctly each pay period. Less for you to monitor, and considerably less that can go wrong.

  • Scheme assessed and confirmed compliant — no guesswork about minimum standards
  • Re-enrolment deadline tracked and managed well before it becomes urgent
  • New starter enrolment handled each pay cycle — nothing falls through
  • A fixed monthly cost that covers ongoing administration, agreed upfront
Client results

What Plymouth employers say about us

We work with small employers and limited companies across Devon and beyond. Here are two clients who came to us needing something sorted — and left with considerably less to worry about.

★★★★★

Kieran was the person assigned to me to help with my tax return and at the start of Jan not much time to file my return before potential fines incurred. He went above an beyond to help good communication through emails an working even on a Saturday night to complete my return. I cannot thank him enough he made the process super easy an relaxed I will 100% be using them again in the future. Thank you.

T
Thomas Briggs
Verified Google Review
★★★★★

Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.

Z
Zayana Sleepwear
Verified Google Review
What you get

What your monthly fee covers

Three things that keep your auto enrolment scheme compliant, your payroll running correctly and your obligations to The Pensions Regulator met — for one fixed monthly fee.

01

Auto Enrolment Scheme Setup

Your qualifying workplace pension scheme configured correctly from the outset, with the right provider and contribution structure for your business. Worker assessments carried out, declaration of compliance submitted to The Pensions Regulator. You are compliant from day one, not retrospectively.

One-off or included in plan
02

Ongoing Payroll and Contributions

Each pay period, eligible worker contributions are calculated, deducted and submitted correctly. New starters are assessed and enrolled on time. Opt-outs are processed and recorded. Your payroll and pension administration run in step with each other — no manual chasing required.

Handled each pay cycle
03

Re-enrolment and Compliance Monitoring

Re-enrolment comes around every three years and carries its own declaration requirement. Your re-enrolment date is tracked, workers are re-assessed and the declaration is submitted to The Pensions Regulator on time. You will not miss the window because it is not your job to remember it.

No deadline missed
What clients say

Employers across Devon trust Swift with this

Sole traders taking on their first employee, small limited companies and growing businesses with changing headcounts. Usually arriving unsure whether everything is set up correctly. Leaving with considerably less to worry about.

★★★★★

Switched Accountants and Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media”

Nic Paton
Verified Google Review
★★★★★

Two Years In, Still Highly Recommending

“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”

Simon Hyde
Verified Google Review
★★★★★

Fast Work at Short Notice, Repeatedly

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”

Cristian Diaconescu
Verified Google Review
Why Swift

Why Plymouth employers choose Swift

There is no shortage of accountants who will mention auto enrolment in passing. Here is what is different about working with one who treats it as a managed, ongoing obligation — not a one-off tick-box.

📋

Compliance tracked, not assumed

Auto enrolment does not end at setup. Contribution rates, re-enrolment windows, new starter assessments and opt-out records all require ongoing attention. Your obligations are monitored as a matter of course — you will not discover a missed deadline from a letter issued by The Pensions Regulator.

💬

Replies the same day

Questions get answered the day you ask them. Not logged, not queued, not passed to a junior — answered. If you want to know whether a new employee qualifies for auto enrolment or what your re-enrolment date is, you will know before the end of the day.

🔒

One price, clearly agreed

Your monthly fee is fixed and does not move. No hourly billing, no invoice that arrives larger than expected, no charge every time you ask a question. Your pension administration costs are as predictable as any other fixed overhead.

Getting started

Up and running in four steps

Four steps from enquiry to full auto enrolment compliance. No complicated onboarding, no forms that need a specialist to interpret.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no waiting to hear back from a team.

2

A short discovery call

Twenty minutes to understand your current setup — how many employees you have, what pension provision if any is already in place, and where the gaps are. You will leave the call knowing exactly what needs doing and what it costs.

3

We handle the setup

Your scheme is assessed or established, workers are assessed for eligibility and the declaration of compliance is submitted to The Pensions Regulator. You confirm you want to proceed — the rest is handled.

4

Ongoing — nothing falls through

Contributions calculated each pay period, new starters enrolled on time, re-enrolment managed when the window comes around. Your pension obligations run quietly in the background, compliant and current. Which is, frankly, the way it should be.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“Excellent, professional, knowledgeable, caring and efficient attention and service.”

S M — Verified Google Review

Questions

Questions Plymouth employers usually ask first

Yes — auto enrolment applies to all employers, including those with a single eligible worker. The threshold for eligibility is a worker aged between 22 and State Pension age earning above the earnings trigger, currently set at £10,000 per year. If you have any employees who meet that criteria, you have a legal duty to enrol them and submit a declaration of compliance to The Pensions Regulator.
It is worth addressing sooner rather than later. The Pensions Regulator does issue compliance notices and penalty notices for missed duties, and fines increase over time. In most cases, getting back on track is straightforward — we will assess where things stand, establish what needs to be corrected and work through it with you. We will tell you upfront what is involved before anything is agreed.
Yes — payroll and auto enrolment administration work better when they run together, and it removes the risk of information not passing between two separate providers. We handle both as part of the same monthly process. Transitioning payroll across is straightforward and we manage the setup.
No. Month-to-month, with a month’s notice to cancel. We would rather keep clients because the service is worth it than because leaving has been made inconvenient.
Ready when you are

Auto enrolment sorted. Nothing missed.

Fixed monthly fee. Scheme setup, ongoing contributions and re-enrolment all handled. Same-day replies. No long-term contract.

Pension scheme compliant from day one Re-enrolment deadline tracked — never missed Fixed monthly cost, agreed upfront, no surprises
Sort my pension compliance
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract