Fractional CFO Services Exeter
Strategic financial direction, without the CFO salary.
Most growing businesses in Exeter reach a point where the numbers are too complex for a spreadsheet but not quite ready for a full-time CFO. You need cash flow forecasting, growth planning and honest financial modelling — without the six-figure salary that usually comes with it. Fixed monthly fee, ICAEW chartered, same-day replies.
- Cash flow forecasting that tells you where the business is heading
- Growth decisions made with accurate financial modelling — not instinct alone
- Strategic financial advice at a fraction of a full-time CFO cost
- A named, chartered accountant who already understands your numbers
No long-term contract. If it is not working after three months, you leave with cleaner books and a clearer financial picture than you arrived with.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Always One Click Away for Answers
“He was always one click away from every possible question we could throw at him.”
★★★★★
Switched Accountants, Already Saving Money
“I have found them efficient, friendly and professional, and they’re already saving me money.”
★★★★★
Fast, Professional and Very Patient
“He was fast, professional and very patient when answering our long list of questions.”
★★★★★
Sorted Accounts at Short Notice, Repeatedly
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”
Sound familiar?
Growing the business without anyone watching the numbers?
At a certain size, the decisions you are making — on hiring, pricing, expansion, cash reserves — carry real financial consequences. Most business owners in Exeter are making those calls without the kind of forward-looking financial modelling a CFO would bring. The bookkeeper keeps the records clean, but nobody is telling you whether the next six months look manageable. That is a gap that tends to get more expensive the longer it stays open.
- Major financial decisions made without a cash flow forecast to back them up
- No visibility on whether the business can actually fund its own growth plans
- A full-time finance director is not justified yet, but the need for strategic advice is real
What having a fractional CFO looks like
Cash flow forecasted monthly so you know what the next quarter looks like before it arrives. Growth plans stress-tested against real numbers. Strategic financial advice available the same day you need it — without the overhead of a permanent hire.
- Monthly cash flow forecasts — decisions backed by numbers, not instinct
- Growth plans modelled financially before you commit the capital
- CFO-level strategic advice at a fixed monthly cost you can plan for
- Same-day answers when the decision cannot wait until next quarter
What clients say about working with Swift
We work with limited companies, consultants and growing businesses across Devon and the UK. Here are two clients who came to us needing more than basic compliance.
What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.
Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media
What your fractional CFO engagement covers
Three core areas that give you the financial visibility and strategic guidance your business needs — for one fixed monthly fee, no hidden extras.
Cash Flow Forecasting and Planning
Your cash position modelled monthly so you can see what the next three to six months look like before they arrive. Late payment risks, seasonal dips and investment timing all visible in advance. No more running the business on the assumption that last month’s bank balance tells you what next month holds.
Monthly, fixed feeGrowth Planning and Financial Modelling
Before you hire, expand or take on new debt, the numbers are modelled so you can see the impact on margin, cash and tax position. Scenarios built, assumptions tested, outcomes quantified. You make the decision — with something more reliable than a spreadsheet and a gut feeling.
Available on demandManagement Accounts and Reporting
Monthly or quarterly management accounts so you always know where the business stands financially. Profit, margin, cash and key metrics presented clearly — not as a compliance exercise but as something you actually use. Combined with year-end accounts and corporation tax as standard.
No extras, no surprisesBusinesses across Exeter and Devon trust Swift
Sole traders, limited companies and growing businesses. Usually arriving with a clear idea of where they want to go, and less clarity on whether the numbers support it. Leaving with considerably more certainty.
Two Years In, Still Highly Recommending
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
On the Ball, Competitive Rates, No Panic
“Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”
Fast, Reliable Work at Short Notice
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”
Why Exeter businesses choose Swift for this
There is no shortage of accountants in and around Exeter. Here is what is different about engaging one who combines compliance, cloud accounting and strategic financial advice under one fixed fee.
Strategy and compliance in one place
Cash flow forecasting, growth modelling and management accounts sit alongside your bookkeeping, VAT returns and corporation tax — all handled by the same person. There is no hand-off between a bookkeeper, an accountant and a separate CFO consultant. The numbers are current because the books are current, which means the forecasts are worth something.
Questions answered the same day
If a decision cannot wait until next week’s scheduled call, it does not have to. Questions get answered the day you ask them — not logged in a portal and reviewed at the end of the month. When you are working through a growth decision or a cash concern, the response time matters.
One fixed monthly fee, agreed upfront
Your fractional CFO engagement is priced as a fixed monthly fee, not billed hourly. You will not open an invoice to find the bill is larger than expected because the month was busy. Your finance costs are predictable, which is, frankly, the way it should be for a firm helping you manage your finances.
Up and running in four steps
From first enquiry to strategic financial advice in place — no complicated onboarding, no lengthy discovery process that costs you before anything is delivered.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no junior team member triaging your question.
A short discovery call
Twenty minutes to understand where the business is, what decisions you are facing and what financial visibility you currently have. By the end of the call you will know exactly what is covered and what it costs — no vague proposals to follow.
We handle the setup
Your accounting software is connected, your records are reviewed and brought up to date, and the reporting framework is configured. You confirm you want to proceed and we handle the rest. The effort on your side is minimal.
Ongoing — nothing falls through
From here, your books are current every month, your cash flow is forecasted forward and your tax position is known well before it is due. You make financial decisions with actual numbers behind them. The parts of running the business that used to sit in a drawer getting worse are handled.
“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”
Questions Exeter businesses usually ask first
Strategic financial direction, without the overhead.
Fixed monthly fee. Cash flow forecasted forward. Growth plans modelled. HMRC compliance handled. Same-day replies. No lock-in.