Cloud Accounting Services

Your accounts in the cloud, properly handled.

Most small business owners move to cloud accounting expecting things to get simpler — and they do, once everything is set up correctly and someone is actually looking at the numbers. Fixed monthly fee, ICAEW chartered, same-day replies.

  • Clean, current books on Xero every month — no year-end scramble
  • Tax position visible throughout the year, not just when HMRC asks
  • VAT, payroll and Companies House filings handled as a matter of course
  • A named, qualified accountant who responds the day you get in touch

No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

The Right Accountant for Online Accounting

“Swift accounting offers exceptional service and I would recommend them to any business looking to move to online accounting.”

Aaron Stocker

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“I have found them efficient, friendly and professional, and they’re already saving me money!”

Nic Paton

Verified Google Review

★★★★★

Price Quoted in Five Minutes Flat

“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse

Verified Google Review

★★★★★

Fast Work, Short Notice, No Fuss

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”

Cristian Diaconescu

Sound familiar?

Cloud software is there. The clarity still is not.

Xero or QuickBooks is connected, transactions are coming in — but the books are months behind, the VAT return is overdue, and you have no real idea what your tax bill will be. The software was supposed to make this easier. It does, once someone qualified is actually running it. The longer it sits unattended, the more work the catch-up becomes.

  • Cloud software set up but books months behind and unreconciled
  • No visibility on tax position until the bill lands — with little time to plan
  • VAT deadlines, payroll and Companies House filings managed reactively, not proactively

What properly sorted looks like

Books reconciled and current every month — no backlog, no scramble. Your tax position visible well before any deadline arrives. VAT, payroll and statutory filings handled without you having to chase or remember.

  • Books reconciled on Xero every month — no catching up at year-end
  • Tax liability visible throughout the year, not just when HMRC writes
  • VAT, payroll and filings handled proactively — nothing missed, nothing late
  • One fixed monthly fee — no hourly billing, no invoice that surprises you
Client results

What clients say about switching to Swift

We work with small limited companies, sole traders and eCommerce sellers across the UK. These two came to us wanting cloud accounting done properly.

★★★★★

Swift accounting offers exceptional service and I would recommend them to any business looking to move to online accounting.

A
Aaron Stocker
Verified Google Review
★★★★★

Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media

N
Nic Paton
Verified Google Review
What you get

What your monthly fee covers

Three core things that keep your cloud accounts clean, your tax position clear and your admin managed — for one fixed monthly cost.

01

Monthly Bookkeeping on Xero

Your transactions are reconciled every month against your bank account, categorised correctly and kept current. No backlog builds, no year-end archaeology, and your records are ready whenever your accountant or HMRC needs them.

Included in every plan
02

VAT Returns and MTD Compliance

Quarterly VAT returns prepared from clean, current books and filed with HMRC under Making Tax Digital as standard. Your threshold is monitored — you will not find yourself unexpectedly registered, or unregistered when you should not be.

Quarterly, fixed fee
03

Year-End Accounts and Corporation Tax

Annual accounts, CT600 and Companies House confirmation statement prepared and filed on time. Because your books are current throughout the year, your tax position is known well in advance — not worked out in a rush two weeks before the deadline.

No extras, no surprises
What clients say

Small businesses across the UK trust Swift

Sole traders, limited companies and growing eCommerce businesses. Usually arriving with books in some state of disarray. Leaving with considerably less to worry about.

★★★★★

Two Years In, Still Highly Recommending

“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”

Simon Hyde
Verified Google Review
★★★★★

On the Ball, Competitive Rates, Job Done

“Kieran at Swift is super! He helped and bailed me out of the last minute panic of tax and Companies House returns. He’s on the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”

Zayana Sleepwear
Verified Google Review
★★★★★

Always One Click Away, Every Question Answered

“What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.”

Christos Tsongidis
Verified Google Review
Why Swift

Why clients choose Swift for cloud accounting

There is no shortage of accountants offering Xero. Here is what is different about working with one who is ICAEW chartered, responds the same day and charges a fixed fee.

☁️

Cloud accounting done properly

Connecting software is the easy part. What makes cloud accounting useful is clean, reconciled, current data — and someone qualified looking at it regularly. Your Xero account is maintained monthly, not glanced at once a year when the tax return is due.

💬

Replies the same day

Questions get answered the day you ask them. Not logged, not passed to a junior, not sitting in a support queue. If you want to know whether a purchase is deductible, or what your VAT position looks like this quarter, you will have an answer before the end of the day.

🔒

One price, agreed upfront

Your monthly fee is fixed and does not move. No hourly billing, no unexpected invoice because you asked too many questions. Your accounting costs are as predictable as any other fixed overhead — which is, frankly, the way it should be.

Getting started

Up and running in four steps

From first enquiry to everything being handled takes about a week. No complicated onboarding, no paperwork that needs a solicitor.

1

Send your enquiry

Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no waiting to be allocated to a team.

2

A short discovery call

Twenty minutes to understand your current setup, which software you are using and what needs sorting. By the end of the call you will know exactly what is covered and what it costs — no vague proposals sent three days later.

3

We handle the setup

Your Xero account is connected or configured, your records are brought up to date and HMRC authorisations are put in place. You confirm you want to proceed. Everything else is handled.

4

Ongoing — nothing falls through

Monthly bookkeeping, quarterly VAT, payroll, year-end accounts and corporation tax — handled as a matter of course. You will know your tax position well before it becomes urgent. Surprises are largely avoidable when the books are current.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”

Ted Lee — Verified Google Review

Questions

Questions most people ask before getting started

No. If you are not on Xero, we handle the migration or setup as part of onboarding. If you are on another platform, we will assess what makes sense. Xero is our preferred software — it is where we can give you the most value — but the starting point does not need to be perfect.
Once your books are current and updated monthly, your tax liability becomes visible throughout the year rather than only at the end of it. Most clients have a clear picture three to four months before their deadline — long enough to plan, not just react.
It is why most people come to us. Catching up takes a little longer at the start and may cost slightly more — we will tell you that upfront so there are no surprises. Once current, keeping them current is straightforward.
No. Month-to-month, cancel with a month’s notice. We would rather keep clients because the service is worth it than because leaving feels like too much effort.
Ready when you are

Less time on the books. More on the business.

Fixed monthly fee. Books clean and current on Xero. Tax position visible throughout the year. Same-day replies. No lock-in.

Tax position clear well before the bill arrives Books reconciled monthly — no year-end scramble Fixed monthly cost, agreed upfront, does not move
Sort my accounts
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract