Financial Projections Barnstaple
Financial projections for your business, done properly.
Most Barnstaple business owners build their projections late, under pressure, or not at all. Whether you need them for a bank, an investor, or simply to know where the business is heading, guesswork is not a plan. Fixed monthly fee, ICAEW chartered accountant, same-day replies.
- Realistic revenue and cost forecasts built from your actual numbers
- Cash flow visibility so you know what is coming before it arrives
- Projections lenders and investors will take seriously — no inflated assumptions
- A named chartered accountant in Barnstaple who explains what the numbers mean
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Excellent Financial Advice, Clearly Explained
“Excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.”
★★★★★
Switched Accountants and Already Saving Money
“I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend.”
★★★★★
Every Question Answered, No Matter How Many
“He was always one click away from every possible question we could throw at him.”
★★★★★
Fast, Patient and Competitively Priced
“On the ball, quick at responding, patient with me and got the job done stress free, plus his rates are very competitive.”
Sound familiar?
Not sure where your business is actually heading?
Running a business in Barnstaple without financial projections is a bit like driving without a dashboard. You know roughly what is happening, but you do not know what is coming. Banks ask for projections when you need finance. Investors want them before they commit. And frankly, knowing whether the business can sustain its costs for the next twelve months is worth knowing regardless. It is solvable — it just takes longer the more you leave it.
- No clear picture of what cash flow looks like over the next 12 months
- Projections requested by a lender or investor with no idea where to start
- Business decisions made on instinct because the numbers are not visible enough to rely on
What a proper forecast looks like
Projections built from your real trading figures, not optimistic guesses. Cash flow modelled monthly so you can see pressure points before they arrive. Scenarios tested so you understand the range of outcomes, not just the best case.
- Monthly cash flow forecast built from your actual income and cost data
- Projection documents prepared to a standard lenders and investors recognise
- Business decisions informed by numbers, not assumptions
- A fixed monthly cost covering ongoing management accounts and advisory support
What Barnstaple business owners say
We work with small limited companies and growing businesses across North Devon. Here are two clients who came to us wanting clearer financial visibility.
Swift accounting and bookkeeping services have helped support my educational animal encounter business with excellent financial advice and HMRC support. Kieran was clear with information and explained everything in a way that I could understand.
When I needed information on Accounting for my business, Kieran was the man. As a newly established business, the accounts can seem very daunting, but Kieran very kindly answered all my questions and helped me understand the processes.
What your monthly fee covers
Three core services that give you the financial picture your business actually needs — one fixed monthly fee, no billing surprises.
Financial Projections and Forecasting
Revenue, cost and cash flow projections built from your real trading data. Whether you need them for a funding application, a growth decision or simply to understand the next twelve months, they are prepared to a standard that holds up to scrutiny. Scenarios can be modelled so you understand what happens if sales grow more slowly — or faster — than planned.
Available as standalone or ongoingMonthly Management Accounts
A monthly or quarterly summary of where the business stands financially — profit, cash position and key indicators. With management accounts in place, projections become considerably more reliable because they are grounded in current data rather than estimates. Your tax position becomes visible well before year-end, which is, frankly, the way it should be.
Included in Premium PlanYear-End Accounts and Corporation Tax
Annual accounts and CT600 prepared and filed with HMRC and Companies House. With clean monthly bookkeeping underpinning everything, year-end is straightforward rather than a scramble. Your tax liability is known well in advance — no surprises when the bill arrives.
Fixed fee, no extrasBusinesses across Barnstaple and beyond
Sole traders, limited companies and growing businesses across North Devon and the UK. Usually arriving without a clear financial picture. Leaving with considerably more visibility.
Switched Accountants and Already Saving Money
“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money. Would recommend. Nic Paton, Cormorant Media”
Fast, Professional, Patient With Every Question
“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”
Fast Work at Short Notice, Every Time
“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”
Why Barnstaple businesses choose Swift
There is no shortage of accountants in Devon. Here is what is different about working with one who treats financial projections as a practical planning tool, not a box-ticking exercise.
Projections grounded in real data
Forecasts built on assumptions rather than actual trading figures are not worth much when a lender looks closely. Your projections are built from your real bookkeeping records, reconciled monthly and up to date. That means the numbers hold up — and the underlying books do too.
Questions answered the same day
If you are working through a funding application or planning a significant business decision, waiting three days for an email reply is not useful. Questions get answered the day you ask them — not logged, not queued. If the projection needs adjusting because your assumptions changed, it gets looked at promptly.
One fixed price, agreed upfront
Your monthly fee covers the work agreed and does not move. No hourly billing, no invoice that arrives larger than expected because the projections took longer to refine. Your accounting costs are as predictable as the cash flow forecast we are building you.
Up and running in four steps
From first enquiry to a financial forecast you can actually use — four steps, no complicated onboarding, no forms that need a lawyer.
Send your enquiry
Fill in the form on this page. Kieran reads every enquiry personally and responds the same day with a clear next step. No automated holding messages, no waiting to be allocated to someone.
A short discovery call
Around twenty minutes to understand your business, what the projections are needed for and what data is already available. By the end of the call you will know exactly what is involved, what it covers and what it costs.
We handle the build
Your projections are built from your actual trading data — bookkeeping records, bank statements, or whatever you have available. We do the financial modelling. You review and ask questions. Adjustments are included.
Ongoing — the numbers stay current
With monthly management accounts and bookkeeping in place, your financial picture stays current throughout the year. Projections can be updated as the business develops, your tax position is visible well before year-end, and the next funding conversation starts from a position of accurate numbers rather than estimates.
“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”
Questions about financial projections in Barnstaple
Know where your business is heading. Before you have to guess.
Fixed monthly fee. Financial projections and management accounts handled. ICAEW chartered accountant based in Barnstaple. Same-day replies. No lock-in.