Cash Flow Forecasting Exeter

Know where your cash is going, before it runs out.

Most small businesses near Exeter find out about a cash problem when it has already arrived. A forecast built on current, accurate books changes that — you see the gap weeks before it opens, not the morning it does. Fixed monthly fee, ICAEW chartered, same-day replies.

  • A rolling cash flow forecast updated from real, current books
  • Visibility on upcoming tax liabilities before they land as a surprise
  • Monthly management numbers so you know where the business stands
  • A named, chartered accountant — not a rota of different faces each month

No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

What our clients say

Verified Google Review

★★★★★

Working Saturday Night to Get It Done

“He went above an beyond to help good communication through emails an working even on a Saturday night to complete my return.”

Thomas Briggs

Verified Google Review

★★★★★

Switched Accountants, Already Saving Money

“Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money.”

Nic Paton

Verified Google Review

★★★★★

Price Quoted Clearly in Five Minutes

“Kieran explained everything in the best possible way, told me the price they’d charge after 5 minutes of speaking.”

Cammy Birse

Verified Google Review

★★★★★

Fast Work at Short Notice, Every Time

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions.”

Cristian Diaconescu

Sound familiar?

Not sure where your cash will be next quarter?

Most small business owners near Exeter are running the business on gut feel and a bank balance. The bank balance tells you what happened — not what is coming. A tax bill lands in January. A slow month in March catches you short. A supplier asks for payment upfront and the timing is awkward. None of these are disasters. But they are considerably less stressful when you can see them six weeks out rather than six days.

  • No forward visibility on cash — reacting to the balance rather than planning ahead
  • Tax bills arriving as a surprise because the year-end position was never tracked
  • Books too out of date to produce a forecast that is worth anything

What a working forecast actually looks like

Current books, updated monthly, feed a rolling forecast so you can see cash movements before they happen. Your tax liability is visible throughout the year, not just when HMRC sends the calculation. And the numbers are maintained by someone who knows the business — not rebuilt from scratch every six months.

  • Rolling cash flow forecast built from books that are clean and current
  • Tax position tracked through the year — no surprises when the bill arrives
  • Bookkeeping brought up to date first, so the forecast is based on real numbers
  • A fixed monthly cost so your accounting overhead is as predictable as the forecast
Client results

What clients near Devon say about Swift

We work with small limited companies and growing businesses across Devon and the UK. Two clients who came to us wanting more clarity on where their money was going.

★★★★★

Having only recently switched my business to Swift from another accountant, I have found them efficient, friendly and professional, and they’re already saving me money! Would recommend. Nic Paton, Cormorant Media

N
Nic Paton
Verified Google Review
★★★★★

What a guy!! Excellent, fast and reliable. Kieran has been very professional, caring, patient and efficient throughout the entire process of building our company. He was always one click away from every possible question we could throw at him.

C
Christos Tsongidis
Verified Google Review
What you get

What your monthly fee covers

Three things that give you forward visibility on cash, a clear tax position throughout the year, and clean records you can actually plan from.

01

Cash Flow Forecasting and Planning

A rolling cash flow forecast updated from your current books — not a spreadsheet built once and never touched again. You can see where the gaps are before they open, plan around large payments and make decisions with numbers rather than estimates.

Updated monthly
02

Bookkeeping and Management Accounts

A forecast is only as useful as the books behind it. Monthly bookkeeping on Xero keeps your records accurate and current. Quarterly management summaries mean you always know where the business stands financially — not just at year end.

The foundation of a useful forecast
03

Corporation Tax and Year-End Accounts

Your annual accounts and CT600 handled as part of the same fixed fee. Because your books are maintained throughout the year, your tax position is visible well before the deadline — long enough to plan for it, not just pay it.

No extras, no surprises
What clients say

Small businesses across Devon trust Swift

Sole traders, limited companies and growing businesses across North Devon and beyond. Usually arriving with books behind and no clear picture of where cash is going. Leaving with considerably less to worry about.

★★★★★

Knowledgeable, Efficient, Using Them Again

“Kieran was really helpful and very knowledgeable with my circumstance, he gave me great advice and was very efficient with getting my tax’s submitted, really glad I found Swift and will definitely be using for future accounting.”

Andrew Ponsford
Verified Google Review
★★★★★

Two Years In, Still Highly Recommending

“I’ve been using Swift Accounting for two years now after my previous accountant retired and recommended Kieran. Excellent and prompt service, great communications and above all really helpful. Highly recommend.”

Simon Hyde
Verified Google Review
★★★★★

Fast, Reliable Work at Short Notice

“Great work by Kieran sorting out my business accounts really fast and at short notice on multiple occasions. Many thanks and I would highly recommend them for all accounting needs.”

Cristian Diaconescu
Verified Google Review
Why Swift

Why businesses near Exeter choose Swift

There is no shortage of accountants in Devon. Here is what is different about working with one who builds forecasts from books that are actually maintained.

📊

Forecasts built on current numbers

A cash flow forecast is only worth having if the books behind it are accurate and up to date. Monthly bookkeeping on Xero means the forecast reflects what is actually happening in the business, not what was happening three months ago. You can plan from it rather than discount it.

💬

Questions answered the day you ask

If the forecast throws up a question — an unexpected dip, an unfamiliar charge, a decision about timing a payment — you will have an answer before the end of the day. Not logged, not queued, not passed along. Kieran reads every message and replies the same day.

🔒

One fixed price, agreed upfront

Your monthly fee covers bookkeeping, forecasting, management accounts and year-end. It does not move based on how many questions you ask or how many months of catch-up are involved. Your accounting cost is as predictable as the forecast itself.

Getting started

Up and running in four steps

From first enquiry to a working forecast takes less than you probably think. No complicated onboarding, no long list of things you need to prepare.

1

Send your enquiry

Fill in the form on this page with a brief outline of where you are. Kieran reads every enquiry and responds the same day with a clear next step. No automated holding messages, no waiting to be assigned to someone.

2

A short discovery call

Around twenty minutes to understand your business, your current software and what the books look like right now. At the end of the call you will know exactly what is covered, what it costs and what happens next.

3

We handle the setup

Your accounting software is connected, any catch-up bookkeeping is completed and your records are brought current. You do not need to prepare anything in advance — that is the point of the catch-up.

4

Ongoing — nothing falls through

From here, your books are maintained monthly, your forecast is updated, and your tax position is visible throughout the year. Decisions that used to require guesswork are made with numbers. Surprises are largely avoidable when the books are current.

100+ Clients nationwide
6+ Years established
5.0 Google rating
Fixed Monthly pricing
ICAEW Chartered
Xero Gold Partner
FreeAgent Partner
QuickBooks Certified
AAT Fellow

“Kieran came recommended to us and for good reason. He was fast, professional and very patient when answering our long list of questions.”

Ted Lee — Verified Google Review

Questions

Questions businesses near Exeter usually ask first

Cash flow forecasting is part of what we do as standard, not a separate engagement. It is built from your maintained books on Xero, updated monthly, and reviewed with you so it is something you can actually use for planning. The forecast is only as good as the records behind it — which is why we do the bookkeeping as part of the same service.
That depends on the nature of your income and outgoings, but a rolling thirteen-week forecast is a practical starting point for most small businesses. Once your books are current and the model is set up, most clients can see potential pressure points six to eight weeks out — enough time to act, not just react.
Yes — it is a fairly common starting point. We will tell you upfront what the catch-up involves and what it costs. Once the books are current, maintaining them going forward is straightforward. The forecast is built after the catch-up, so it reflects the actual position rather than an estimate.
No. Month-to-month, cancel with a month’s notice. We would rather keep clients because the forecast is useful and the books are clean than because leaving is inconvenient.
Ready when you are

Stop guessing where the cash is going. Know instead.

Fixed monthly fee. Rolling cash flow forecast. Books maintained monthly. Tax position visible throughout the year. Same-day replies. No lock-in.

Cash position visible weeks before problems arrive Tax liability tracked throughout the year, not just at year end Fixed monthly cost, agreed upfront, does not move
Get my cash flow sorted
Fixed monthly pricing ICAEW chartered Same-day replies No long-term contract